Creditors who are in the process of suing to collect debts do not call the debtor to give them a "heads up" about the lawsuit. They would just...

Can a collection agency collect on a old account from last payment of 11-30-2011

First you must investigate whether or not the creditor filed a lawsuit. If were living in Contra Costa County when you got the loan and at the...

Is Personal Debt Before Marriage Community Debt later?

Generally speaking, yes. In California marriage creates a "community." The marital community is the shared income, property and debts of the...

How do you file a motion to set aside judgment or vacate a judgment due to Extrinsic Fraud..?

A motion must be prepared which contains the grounds for setting aside the default (citing the specific statute and section), with facts and...

I HAD AN OLD C/C DEBT, NOW BANK RECORDS ARE BEING SUBPOENA, WITHOUT MY KNOWLEDGE, WHAT SHOULD I DO NEXT?

The judgment creditor (the person or business that has the judgment) is trying to get information about your finances and bank accounts through a...

How can I fix student loan related identity theft?

Your niece may need representation by an attorney that is familiar with the California identity theft statute and the Fair Credit Reporting Act...

What are my options after getting a notice of wage garnishment?

You don't indicate whether the defaulted loans were federal loans or private, but since you don't indicate that you were sued, I'm assuming that...

Am I being miss lead by my school and a collector?

Start by going to the National Student Loan Data System (www.nslds.ed.gov), setting up an account, and seeing if you have any federal loans in...

Satisfied Wage Garnishment, now the collection agency garnishing again?

In order to answer this question, an attorney would need to know the following: (1) what was the amount of the original judgment; (2) did the...

Debt Collection in California

As others have commented, the call was probably not from a "legitimate" debt collector but from a "scam" collector that obtained your name and...