Archived
Can a landlord lock you out after he has continually tried to date you and take you to bars to have drinks but you are undeage
Lisa's answer
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Answered on May 29, 2017
This is not a banking question. This is about a landlord-tenant relationship and/or a civil harassment.
The latter part of this question is not...
Archived
What should I do?
Lisa's answer
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Answered on May 25, 2017
It's not clear from your question whether the issue is the direct-deposit of your paycheck (into your personal checking account) OR the automatic...
Sued over $1200 credit card ... ?
Lisa's answer
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Answered on May 23, 2017
Corporations and other businesses cannot file lawsuits in small claims court. Only individuals can sue in small claims court. The plaintiff sued...
Archived
Judgement for $3,000 about to be entered against my wife for credit debit. What can the creditor do to collect
Lisa's answer
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Answered on May 22, 2017
Creditors who have small judgments (usually for consumer debts like credit cards) typically try to enforce the judgment in one of two ways: 1) the...
Can I go to jail for a loan I took out that I can't afford to pay
Lisa's answer
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Answered on May 22, 2017
No; being unable to pay a debt is not a crime, and you will not go to jail. You might be sued in civil court for collection of the debt.
Archived
California Civil, Post Judgement. I was sat down at a debtors exam for 2.5 hours yesterday.
Lisa's answer
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Answered on May 19, 2017
These questions seem invasive, but the judgment creditor is entitled to go into detail about your finances and property. I would draw the line at...
Archived
How can a creditor put a lien on my house and drain my bank acct?
Lisa's answer
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Answered on May 18, 2017
In California we have an "exemption" system that allows a person to file a "Claim of Exemption" following a bank levy. The Claim of Exemption...
Archived
What can I do about a debt buying company trying to sue me for my credit card debt???
Lisa's answer
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Answered on May 18, 2017
Debt buyers purchase credit card debt for a small fraction of the face value: a 2011 FTC report stated that debt buyers pay an average of 5 cents...
Archived
Can the State of California place a levy on your bank account without notifying the person(s) of the account
Lisa's answer
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Answered on May 16, 2017
If your bank account was levied, it means that all of the following happened: (1) you were sued, most likely for the collection of a debt; (2) the...
Archived
Transfer to a retirement account
Lisa's answer
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Answered on May 15, 2017
A person who transfers property in order to avoid having to pay a judgment may be carrying out a "fraudulent transfer," which may be a criminal...
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