What is the best way to not ruin my credit score with a student loan that has went into collections?

Anything that you do with respect to loans will "affect (your) credit score." If you've missed payments, the past-due status for the months with...

I need help negotiating a lower medical billing rate?

I'm not an expert on this subject, but I would not agree to pay $17,000 for a colonoscopy if I was told beforehand that it would only cost $1,000. ...

Cashier's checks expire after a period of months. If the cashier's check is lost or destroyed and is not cashed, the maker of the check must wait...

When you purchase cosmetics from a retailer like Nieman Marcus, its not likely that you're purchasing old, expired products. That is more likely...

Can a seller pull out of a verbal agreement for false reasons in real-estate ?

Consult with an attorney that handles Real Estate disputes. I am updating the category.

Labor comission can only go back 3 years on the 10 min break with a prox. Total of $8000 can i ask for more money than that?

This is an Employment/Labor question, not a Consumer Protection question. Updating the category.

To settle a defaulted loan would they ask to buy a load it card with the amount?

The person doing this is a criminal scam operator. You cannot be arrested for failing to pay a debt. Furthermore, only a scam operator would...

Switch co-signers on student loan

Student loan promissory notes often have two "co-borrowers" - the student and another person who is helping the student get the loan by...

Can my wife come back after she has moved out when her name is not on the mortgage can she come and take things when I am not ho

This is not a "banking" question -- I will reclassify as a Family law question, so that you might get responses from family law and divorce attorneys.

How to dispute a hospital bill?

Since your daughter's insurance carrier paid $22,000, I'd be curious as to why the remainder is not waived. You may have already exhausted this...