What can you do if a creditor report your account as cillection/charge off when you ate in a credot counseling program?

Participation in a credit counseling program does not usually affect the way that the debt is reported on your credit reports. If the account is...

I won a case against this guy few years back and he never paid up. He is coming to SJ what do I do?

Contact the court and find out what department handles debtor examinations. Prepare form EJ-125, the Application and Order for Appearance and...

How to find out if had life insurance?

You need to speak to a probate attorney, I am updating the category.

Even if Sears breached an express contract, it would be very difficult and expensive to do what you propose. My impression (from 1 case and...

Can a judgement creditor/attorney take all of my furniture?

Creditors seeking to enforce judgments typically go for cash in bank accounts and wage garnishment. Anything other than cash requires many steps...

Can a business send my account to a collection agency for a certain amount and turn around and send me a bill for even more?

There is nothing "illegal" about a company sending you an invoice when you owe money to it, and hiring a debt collector to collect amounts that...

What to do after receiving a notice of renewal of judgement?

You write: "one day I received a default judgment notice... I can't remember the exact date but had to be 10 yrs ago..." Because you knew about...

You would file one complaint to discharge all educational loans. I agree with my colleagues that this is a difficult undertaking for a layperson,...

Case Management conference and order?

The court will not want to spend its time on a case that is already resolved. Each party should file a Case Management Statement that indicates the...

Unless the value of the clothing was more than $10,000, this is an appropriate case for Small Claims court. Before filing a Small Claims action...