Archived
Do I have a right to ask a collection agency for proof of a private student loan before committing to paying off the loan?
Lisa's answer
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Answered on April 04, 2018
National Collegiate Student Loan Trust (NCSLT) is a unique type of debt buyer, it purchases private student loan debts and then services the debts...
Archived
Can I refute payment on a renewed judgment from 2009?
Lisa's answer
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Answered on April 04, 2018
It sounds like you voluntarily returned the vehicle to the lender but that the lender then sued you for a deficiency (amount of the loan, less the...
When a private student loan has been sent to a collection agency, how long is the statute of limitations from the last payment?
Lisa's answer
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Answered on April 03, 2018
Under California law, the statute of limitations starts to run when a default occurs. If your first missed payment was March of 2014, the statute...
Time limit to vacate a default judgment under CCP 473d, for lack of service.
Lisa's answer
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Answered on April 03, 2018
There are two questions here. The first one is about the substantive law and the second one is about the status of the motions that were brought...
Archived
Bankruptcy overseas account
Lisa's answer
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Answered on April 02, 2018
If you are attempting to file a bankruptcy case yourself without an attorney, I would urge you to discuss your situation with a bankruptcy attorney...
Archived
Can my bank take me to court or sue me if I can only pay a fraction of my credit card monthly bill?
Lisa's answer
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Answered on April 02, 2018
If you are in default on the obligation to pay the minimum balance, the creditor can close the account, charge-off the account and sue you for the...
Archived
I need a lawyer willing to take a case on contingency basis for an online business scam. Breech of contract & $20,000++++?
Lisa's answer
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Answered on April 02, 2018
Attorneys take cases "on contingency" when a client has a personal injury case (auto accident, dog bite, slip-and-fall, etc.) OR where the...
Archived
Can you cancel a debt consolidation company?
Lisa's answer
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Answered on April 02, 2018
A debt settlement or debt consolidation company is only useful for negotiating or paying creditors who have not yet sued the debtor. Once there is...
Archived
Should I just pay the payment and pursue legal action with consumer financial?
Lisa's answer
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Answered on April 02, 2018
If she agreed to pay 85 per cent interest, that is $3,995 per year ($332.91 per month) on the $4700 borrowed. Making consistent payments of $345...
What is the most effective way to get a debt collection case dismissed?
Lisa's answer
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Answered on March 30, 2018
The weakness in the debt buyer's case is that the debt buyer relies on documents to prove its claim, but those documents may not be admissible as...
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