I am received a summons from a law firm/debt collector for a credit card debt that wasn't paid.

The trend for large banks (such as Citibank) is for the bank to sue the customer for collection of the credit card debt, and that lawsuit can...

Been in debt consolidation program for a couple years now. Hardship has really sunk in. Trying to lower payments permanantly?

Debt settlement companies are widely seen as a quasi legal system to scam consumers. The debt settlement company represents itself as a way to...

My son got bailed several years ago and he went to court and made some payments. I was the cosigner. I am getting sued. What now

If the creditor carried out a bank levy, it means that you WERE sued in the past; apparently you did not know you were sued. The first thing you...

How can I explain my late payments on my car loan, in mother’s name

If your mother obtained the loan or co-signed your loan, she is responsible for the payments. A late payment will be reflected on her credit...

Are my funds still exempt without filing an exemption?

Code of Civil Procedure 704.080 states that Social Security benefits which are direct-deposited into a bank account are "exempt without making a...

What is the CA SOL to bring a collection suit on a private student loan governed by the terms of an unsecured promissory note?

The reason why you cannot answer this question by reading blog posts is that the statute of limitations defense is a complex issue. There are a...

Me my wife and my wife's daughter are on a mortgage, can I evict my step daughter for none payment of her part of the loan?

Your step-daughter is a co-owner, not a tenant. A property owner has the right to evict a tenant, but does not have the same rights with a joint...

If you have received a summons and complaint, either directly or through your father, take steps now to avoid a default judgment. You can look the...

Who do I contact when im being accused of credit card fraud?

You should treat all text messages and email messages as coming from scam-operators, unless you have established text or email communications with...

Married and Going to buy a house in CA. Down payment was from my relatives and was transferred before marriage. Sole property?

You may need a post-nuptial agreement to ensure that the separate property does not become a "gift" to the community. Discuss with a family law...