How do I close delinquent accounts without resetting SOL?

If you believe that the debt is time-barred (the statute of limitations has run) the best approach would be to DO NOTHING. Communicating in any...

I need to pin point when the SOL begins on a written breached contract.

You would typically not rely on credit reports when trying to determine when the statute of limitations begins to run. You would look at the...

If the agreement was made in California, its likely that California law applies, which would make the limitations period four years from the date...

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Do I have a case to file a suit against a Collection Agency for violating the Fair Debt Collection Act?

The Fair Debt Collection Practices Act (FDCPA) and the corresponding state law apply to "consumer debts" such as credit cards obtained for personal...

Why cant my fathers heloc loan be transferred into my name since I am the trustee on the will?

Mortgages and home equity loans become liens on the real estate. The person who becomes the owner of the property does not become personally...

Defaulted student loans in wage garnishment?

The most common methods that the federal government employs to collect on defaulted student loans are: (1) wage garnishment; (2) offset of tax...

Can I settle a title loan?

If you are having trouble making the payments, that's as good a reason as any to try and settle the debt, but that will require a lump-sum payment....

Can I remove money from a joint account?

If you are considering withdrawing money from the joint account to pay yourself back out of funds that he deposited, you should probably consult...

How much would student loan judgment holder accept?

You might want to think about this from the point of view of what you can afford to pay versus what you think the demand might be. If the...

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Student Loan Defaults. 3 credit recovery agencies trying to collect...

Student loan issues can be very complicated. There are a lot of variables and it takes a lot of patience to resolve errors. I suggest you begin...