Archived
I have a private student loan I took out 10 years ago. Never made a payment but it has not defaulted ?
Lisa's answer
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Answered on July 25, 2019
The lender (or current owner of the student loan) must take affirmative steps to report the account to credit reporting agencies. If the loan was...
Archived
I can no longer afford my car payment and high interest - Can I call a lender and ask them to just pick-up/repossess a vehicle?
Lisa's answer
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Answered on July 24, 2019
It's not typically possible to just return a financed car, unless you default. After a default you will owe the balance of the loan less the...
Archived
I was bailed out of jail in the beginning of 2010. There was an outstanding balance of$16000. Can they sue me 9 years later ?
Lisa's answer
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Answered on July 23, 2019
You have a contract with the bail bond company. Start by looking at the contract, if you have it. If you do not have it ask the debt collector...
Archived
Can I sue citti bank for discrimination and libel against me .
Lisa's answer
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Answered on July 23, 2019
You have not described anything that sounds like (illegal) discrimination, or libel. What you seem to be describing is a dispute with the bank...
The bank has took all my money and my account is negative it says for fdes. When calling no one can tell me why, is this legal?
Lisa's answer
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Answered on July 23, 2019
None of us can tell you why your account is overdrawn. Instead of calling an 800 number, try going to your local branch and asking to speak to a...
Archived
Can I keep the equipment that I purchased but the deceased was using this equipment for his business?
Lisa's answer
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Answered on July 23, 2019
Was there a verbal agreement that the property you purchased was to be jointly owned, by both of you? Or, when you made these purchases did your...
Archived
How long can I be sued for a private student loan ?
Lisa's answer
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Answered on July 22, 2019
The answer to this depends on the loan agreement you signed, and whether its an "installment agreement." First of all, keep in mind that the...
Archived
We received a Notice of Correction and Proof of Service with an amended date, however we live in the UK.
Lisa's answer
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Answered on July 22, 2019
You need to ask a more specific question. What kind of legal action is it? Civil lawsuit, parking/traffic violation, something else? Does the...
Archived
What's the law California giving your debit card and pin then saying not have permission?
Lisa's answer
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Answered on July 22, 2019
Its not uncommon for a person to give permission to a family member to use a credit card, debit card, checking account, etc. If you were given...
Is it possible for the plaintiff to go straight to judgement/default without request for admissions?
Lisa's answer
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Answered on July 22, 2019
If you did file a General Denial, the only way that a default judgment could result is if there was a trial date, and you did not appear for trial....
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