If you were to file a chapter 13 case, you would be required to pay all of the unsecured debt over a period of 3 or 5 years. If you paid $78,000...

What are my options after being sued by a credit card company?

It sounds as though Discover Bank sued you, you did not file an answer, and Discover and got a default judgment. If you are not sure, check the...

If she signed it, how do you know that she did not do it voluntarily, with knowledge of its contents? Furthermore, are you sure you know what that...

California Contract/Real Estate/ Chain of Title: Missing Chain of Assignment: Do I have a missing assignment on my house loan?

The "NA" after Wells Fargo Bank means "National Association" -- that is not a corporation. It sounds like Wells Fargo Home Mortgage, Inc. is...

Real Estate/Mortgage Payment: Why is a different mortgage company endorsing my mortgage payment check?

This is known as the "securitization" of mortgages. What that means is that your mortgage was sold to or transferred into a trust, and the trust...

If I’ve been sued for $500 and I received papers via mail but not served in-person, do I have to respond?

30 days to respond, or you will be charged? That does not sound like a court summons to me. It sounds like a DEMAND LETTER that was sent by a...

Can a judgment in 2008 be renewed in 2018 if I wasn't notified by creditor? It isn't even still on my report - I knew nothing

The only way to know if the judgment was renewed is to check with the court, and seek copies of the notice/application for renewal and the 2018...

How Can I Ensure That I Am Not Being Scammed By A Debt Collector?

If a debt buyer or debt collector purchased the debt from Kabbage, they would have at least two things: (1) a copy of the original contract that...

Can anyone recommend a lawyer in CA/OR with experience dealing with Unifund?

If you were not served with the summons, you need to file a "motion to set aside default and default judgment." Because Unifund is a debt buyer,...

Is it possible for a creditor to garnish my wages and my bank account as well?

The judgment creditor can levy your bank accounts, even if a wage garnishment is already in place. t However, if that were to happen, you could...