Archived
Can a dealership repo a vehicle if you’re in contract with the bank, and haven’t even made the first payment yet?!
Lisa's answer
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Answered on September 26, 2019
It sounds like something went wrong with the loan -- is it possible the loan application was NOT approved? If the loan WAS approved and the lender...
Archived
Can a trustee sell my house in absence of my wife whose name is on house deed while I filled bankruptcy 7 alone ?
Lisa's answer
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Answered on September 25, 2019
When you filed the bankruptcy case, the house became part of "the bankruptcy estate" -- meaning that it was no longer your property, or your...
Got sued by a Creditor. I went to court and the Creditor did not show up. Judge dismissed the case. Can the creditor sue again?
Lisa's answer
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Answered on September 23, 2019
There are two types of dismissals in California: Dismissal With Prejudice, Dismissal Without Prejudice. Since a trial date was set and the...
Archived
A what can a plaintiff do to get a defendant to pay back $13000.00 he was loaned by lying to the money loaner ?
Lisa's answer
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Answered on September 23, 2019
It sounds like you were scammed. Consult with a collections attorney or one who litigates fraud cases. It may be worthwhile to hire someone on a...
Archived
My boyfriend and I saved $7k in cash. We broke up recently and he took it all. Can i take legal action to get back my half?
Lisa's answer
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Answered on September 23, 2019
You can file a case in Small Claims court for your share of the cash that he took. Look up the requirements on the website of your local Superior...
Someone I loaned money to is refusing to pay me back. How should I proceed?
Lisa's answer
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Answered on September 20, 2019
Since the amount of the debt is over $10,000, you could file a case in Small Claims court. You would be filing the case in the "Limited Civil"...
Archived
How can a debt collector take me to court and it’s not on my credit report?
Lisa's answer
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Answered on September 20, 2019
It sounds like the creditor tried suing you in two courts (Santa Cruz and San Diego) and dismissed those cases, but must have filed the case in...
Archived
Can my ex boyfriend throw out my stuff even though he said he was going to send them to me?
Lisa's answer
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Answered on September 20, 2019
Since you are now in Colorado, it would be difficult for you to pursue a lawsuit in California. Even if you did file a Small Claims case, you...
Archived
Can a collection agency go after me for failing to collect a debt? They sold my acct. ? Without me knowing, ?
Lisa's answer
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Answered on September 20, 2019
If you defaulted on a credit card debt, the creditor is likely to "charge-off" the debt and refer it to a collection agency, or a collection...
After I settle my case with amex will they send me a 1099 for the difference that I did not pay and call it income?
Lisa's answer
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Answered on September 19, 2019
You may may get a 1099-C from Amex. If you dispute the debt and the settlement was based on your dispute, you may be able to avoid being taxed. ...
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