Consumer debts after often seen as debts owed by the "community" -- debts that are collectible from "community property "assets. However, the...

An initial offer to settle is usually addresses the payments to be made, and not much else. However a "Stipulation for Entry of Judgment" is a...

A plaintiff has two years from the date of injury to file a lawsuit. Once it is filed, a plaintiff has THREE YEARS maximum time to serve a...

If you were sued and received a summons, the best approach is to file an answer to the complaint within 30 days of the date you were served with...

It sounds like you were "served" with a summons and complaint filed by TD Bank, the bank that issues Target credit cards. You have 30 days from...

A complaint contains allegations, and a defendant has the right to challenge each allegation. The mechanisms of civil procedure will determine how...

If the wife's name is NOT on the judgment, you would have to seek a court order allowing her wages to be garnished. You'd probably need an...

The "vexatious litigant" statute is not designed to address the problem of ex-spouse who continue to re-litigate child support and/or child...

In order to seek a refund (what we call "restitution") you'd have to have a "cause of action" against Sallie Mae/Navient. A cause of action such...

Unless you are a bank or commercial lender, you cannot charge 18% interest on a consumer loan. ("Consumer loan" is one that is made for personal,...