Ch 13 filed on 11/01, Sheriff's office acknowledges receipt of paperwork, but hasn't "processed" it to stop garnishment.

The sheriff is not going to do anything. It is best to go straight to the creditor. AmEx should have stopped the garnishment once it received...

Don't let them intimidate you. They are most probably claiming bank fraud, wire fraud, etc. However, criminal charges for failing to pay a debt are...

Chapter 7 in CA. Uncle just died. Aunt wants to file 7. Just received life insurance $. Can she file? How will court look at $?

California uses two sets of property exemptions (link included below). Both allow a debtor to exempt matured life insurance proceeds needed for...

I just filed chapter 13. I also have a Civil Action I'm Pursuing as plaintiff against one of the creditors.

If the creditor is also suing you, your action may also be stayed by the court along with the creditor's if it is impossible to disentangle the...

Wage Garnishment. I was notified by employer on 11/4. I called all the phone numbers stated in the document sent to my employe

Do not put it past collection agencies to not actually serve papers on the parties they are suing and then claim to a court -- under penalty of...

Are good standing credit card accounts involved in a bankruptcy?

ALL debt must be listed, regardless of whether you are in "good standing" or not. If you read the fine print to your credit card agreement (and...

Any way to save my house before filing bankruptcy?

You have it on the nose. Adding additional parties to the deed now (after you ran into financial difficulties) and then filing for bankruptcy will...

Yes, they can, unfortunately. Student loan debt collectors can play hardball since it is nearly impossible for the debtor to discharge the debt in...

Do two college students have any chance of a fresh financial start by declaring bankruptcy?

Your student loans will not be discharged if you do not proactively attempt to have them discharged (and, even then, they most likely will not be);...

I would like to "try" to pay my business loan back.

First off, you should be served a summons of any complaint before a judgment is entered. That is a basic Constitutional requirement for any...

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