Archived
Landlord is dead, son in the deed is dead, bankruptcy staled due to dead guys, house sold at action,where to now?
Pierre's answer
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Answered on November 15, 2011
Yes, check to see who owns the property now. If it was sold at a liquidation auction, the chances are good that the new owner is just holding it as...
Archived
Will my Chapter 7 bankruptcy affect my spouse's credit? We have zero joint accounts together.
Pierre's answer
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Answered on November 15, 2011
Not directly.
It may affect your joint ability to enter into favorable debt arrangements for a few years, however.
Archived
I owe credit card debts and now there are taking me to court what can i expect to happen i own a home car and bank accounts
Pierre's answer
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Answered on November 15, 2011
Florida allows you to completely exempt your home from any creditor collection (other than a foreclosure), whether a judicial...
Archived
Can I file Chapter 7 Bankruptcy on unfilled State Taxes after they have been turned over to a collection agency?
Pierre's answer
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Answered on November 15, 2011
I have never heard of tax returns that are too old to file.
Regardless -- I am assuming you mean "unfiled tax returns" and not "unfilled tax...
Archived
Notice of Presumption of abuse Chapter 7
Pierre's answer
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Answered on November 14, 2011
A two minute review by the US Trustee's office will discover your error and that will be the end of it.
Archived
Should I file for bankruptcy? I have unsecured credit card debt and it's passed the SOL and on social security disability.
Pierre's answer
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Answered on November 14, 2011
It is all true. There is no reason to file for bankruptcy since the creditors cannot come after you for breach of contract anymore and the defaults...
Are wage garnishment laws based off of each per pay period or monthly earnings?
Pierre's answer
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Answered on November 14, 2011
The federal law on garnished wages says that a creditor may only garnish the lesser of the following two options: 1) the difference between your...
Archived
Can i add a payday loan debt that occurred while waiting for bk discharge?
Pierre's answer
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Answered on November 13, 2011
If you took out the loan before you filed bankruptcy, amend your petition and include the debt. Ignore the claims by the payday lender that you...
Archived
How much is allowed for medical expenses in Chapter 13 plan?
Pierre's answer
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Answered on November 13, 2011
If the expenses are much larger than standard IRS deductions or average for your district, then you may have to show the trustee why you're...
Archived
If debtors' monthly income fluctuates, how much do creditors get in Chapter 13?
Pierre's answer
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Answered on November 13, 2011
No, unless average monthly income varies considerably from the predictions in the payment plan, the creditors will receive the same amount every...
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