Yes. If your landlord accepts rent from you after the lease ends and does not request that you sign a new lease, the lease becomes a month to...

My divorce was finalize january, 2014. I would like to file for bankruptcy because of loans, credit cards, and home improvement

Bankruptcy can definitely help you get a fresh start. It's always a good idea to have a bankruptcy attorney help you through the process, and...

"Nail and mail" service of ending a tenancy - clarification needed please.

The notice starts the run the day after the date of mailing, which is the date the envelope is postmarked. You can read more here: ...

I'm looking into either doing CCCS or filing Bankruptcy, which one would be better for me?

When you settle with creditors they typically will want a lump sum payment in exchange for writing off part of the debt. The IRS can then tax you...

Yes, however there are very strict requirements if you want to try and reinstate your tenancy through bankruptcy. There is a portion of the...

How do you find out if liens should have been released at a discharge for a ch. 7?

Unless the debtor filed a motion to void the liens and obtained a court order doing so, any liens on the property will remain valid, although the...

I have an LLC in Georgia. Can Etrade bank remove funds from my LLC if I default on my home equity line of credit payment?

You don't mention this, but is ETrade Bank the lender for the home equity line of credit? Generally, banks have setoff rights for money you owe...

What happens to school loans after ch 13 is over?

Yes you can, and sometimes this is the only solution when your payments are unaffordable and the lenders are unwilling to work with you. You just...

I am disabled and have gone through my life savings and most of my 401K. I have debt. Bankruptcy , hardship, or what?

You don't mention whether you have other assets of value, such as a home, which can make filing bankruptcy a good idea in some situations. There is...

Chapter 13?

You sit down with a reputable bankruptcy attorney who specializes in student loan litigation and have them analyze your case. There are thousands...