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I have been getting my wages garnished for almost a year now, the amount garnished is excessive! What are my options?
Shaye's answer
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Answered on January 01, 2014
1) File bankruptcy if prudent - talk to a bankruptcy attorney
2) Borrow money from a friend or family member to negotiate with the creditor.
3)...
Archived
If I object to shortsale of my house, does chapter 7 trustee have to file a motion for sale of real property?
Shaye's answer
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Answered on January 01, 2014
You should make sure you are asserting all available exemptions to protect your interest in the property. Even though there is apparently no...
Archived
Does the BK court routinely send BK notices to the Missouri Department of Revenue, or only on some special occasions?
Shaye's answer
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Answered on January 01, 2014
It is standard procedure for the bankruptcy court to send out notice of the bankruptcy filing to the state and federal taxing agencies, plus a...
Archived
Can the mortgage insurer pursue claim recovery on a foreclosed property in Miami? Can bankruptcy avoid recovery judgment?
Shaye's answer
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Answered on January 01, 2014
You should consult with a bankruptcy attorney near where you live to determine the best strategy. The claim appears to be a dischargeable debt, so...
Archived
I am looking at bankruptcy as a solution to credit problems. How would bankruptcy affect the co-signer on my vehicle?
Shaye's answer
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Answered on January 01, 2014
To answer your question, your co-signer will still be liable irrespective of your bankruptcy filing and the car lender can proceed against them. If...
What to do about Solomon and Solomon taking me to small claims for credit card. On SSDI. Read on.
Shaye's answer
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Answered on January 01, 2014
You can do one of three things: 1) try to negotiate with the plaintiff and see what they are agreeable to; there is a chance that if they believe...
Archived
What does stayed/bankruptcy and motion denied w/leave mean in a civil lawsuit case where there are 4 defendants involved?
Shaye's answer
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Answered on January 01, 2014
I agree with Eric. As to whether this applies to all four defendants, I would have to see the pleadings, but usually it will if the bankruptcy...
What is the statute of limitations on medical debt in the state of south dakota?
Shaye's answer
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Answered on January 01, 2014
That would be 6 years. Here are the applicable statutes of limitations for debt collection matters in South Dakota:
Contract: 6 years, (SDCL...
Archived
Options for paying back high interest loans
Shaye's answer
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Answered on January 01, 2014
If you filed a Chapter 7 in 2010, you will be eligible to receive a discharge in a Chapter 13 filed 4 years later in 2014. This might be the best...
Archived
I have been in bankruptcy since Jan 2012. Last year 2013 I lost my job in Jan. I have recently been dismissed from bankruptcy.
Shaye's answer
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Answered on January 01, 2014
I agree with Derek and suggest you take him up on his offer for consultation.