Unfortunately you will need to pay to have your car removed from impoundment but as the other attorneys pointed out, you might seek reimbursement...

How much on the dollar does creditors usually settle old debts for?

I agree with the other attorneys. I would not recommend agreeing to pay a debt that is uncollectable because it is beyond the statute of...

Can i file bankruptcy if i have a judgment with stay of execution pending?

The pending judgment with stay of execution is not an impediment to filing bankruptcy. Consult with a reputable bankruptcy attorney to find out if...

Do i need to include my wife's income in a Chapter 13 for purposes of calculating disposable income for the plan payment?

If you and your wife are legally separated you would not include her separate income for the plan payment - only whatever portion she is...

Had Chapter 7 discharged last month. Before discharge I purchased a vehicle now I am jobless and forced to have it repo'd

You've learned a hard lesson. Since the car loan was incurred after the day your bankruptcy was filed, any deficiency you will owe after...

Can I file for a chapter 7 after receiving a previous chapter 13 discharge 3 years ago?

Per Section 727(a) (9) of the bankruptcy code, the court shall grant the debtor a discharge, unless: "the debtor has been granted a discharge...

Remove judgment with bankruptcy.

So long as the damages were not caused while driving under the influence, the debt will be discharged if you file bankruptcy. Unfortunately the...

Filed chapter 7 and choose to keep my auto and home do I need to sign a affirmation agreement or should I sign one

It is almost never a good idea to sign a reaffirmation agreement on a mortgage. As for the car, some creditors will require this as a prerequisite...

How to deal with car loan debt sold to collector?

A couple of options: 1) If you owe a lot more than what the car is worth, consider filing a Chapter 7 (if eligible) and redeem the car for it's...

I had to file BK but have NEVER been late on a mortgage payment with PNC Mortgage. They refuse to show my payments on my credit

This is usually the case. Don't worry that you did not reaffirm the mortgage. Reaffirmation agreements on mortgages are almost always a very bad...