Archived
Can doctors, hospitals, lab companies, and radiologists/researchers put a 45-day clause and demand full payments within 45 days?
Shaye's answer
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Answered on January 05, 2014
They can certainly put a "payment due in 45 days clause" in their service agreement. It doesn't necessarily mean it would be enforced, and if you...
Archived
Automatic stay lifted
Shaye's answer
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Answered on January 05, 2014
I agree with Mr. Adams. Unfortunately since the automatic stay is lifted, you don't get a new automatic stay by filing Chapter 13 and the creditor...
Archived
Do I need my lawyer
Shaye's answer
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Answered on January 05, 2014
Talk to your attorney and find out what their reasoning is. If there is no valid objection, as the other attorneys have pointed out, your attorney...
Archived
Debtor-creditor complaint. Subcontractor did not complete work and sent notice that acct paid in full but later billed
Shaye's answer
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Answered on January 05, 2014
Let him threaten all he wants. Make him earn his money. If he brings suit, hire an attorney to defend.
How can I protect a new spouse from my future medical bills
Shaye's answer
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Answered on January 05, 2014
I recommend buying more insurance - supplemental health insurance to prevent medical debts in the first place, and life insurance to supplement...
Archived
Chapter 7
Shaye's answer
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Answered on January 05, 2014
Chapter 13 is usually a safer bankruptcy to file when mortgage arrears are involved because you can repay the mortgages over time - up to 5 years...
Archived
I am 62 on may 2014 and on ssi disability. I owe 4 payday loans I can't pay anymore. please help me. I live in tx.
Shaye's answer
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Answered on January 05, 2014
Although your SSI income is protected from garnishment by payday loan companies, filing Chapter 7 and eliminating the debt will give you peace of...
Archived
Can I withdraw from chapter 13 before my 5 years up?
Shaye's answer
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Answered on January 05, 2014
You need to discuss this with a bankruptcy attorney and explore whether conversion to Chapter 7 might be a better option for you.
Archived
I filed chapter 7 in illinois last week, will I get my full tax refund back when I file taxes?
Shaye's answer
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Answered on January 05, 2014
To the extent your tax refund is covered by an allowed exemption (such as the Illinois personal property exemption), and to the extent you have...
Archived
SORRY STUPID QUESTION I REFINACED MY HOME TO IMPROVE FOR 30,000.00 IS THIS CALLED A SECOND MORTGAGE.
Shaye's answer
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Answered on January 04, 2014
I agree with the other attorneys. You really should seek the advise of a bankruptcy attorney in your area since signing a reaffirmation agreement...