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I filed ch.7 bankruptcy in Wi.. I had only 2 secured loans car and house. I let both parties know I wante to reaffirm. Car paper
Shaye's answer
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Answered on January 15, 2014
If no reaffirmation agreement was filed on the house, that was a good thing, in my opinion. Yes it may mean they won't send you the monthly...
Archived
File bankruptcy for free in New Jersey?
Shaye's answer
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Answered on January 14, 2014
Any lawyer can agree to handle your case on a pro bono basis, but this is usually through a legal aid service and there are usually limits on who...
Archived
I would like to gift free & clear condo to my son, who has unpaid debt to the bank . He has no savings or real estate
Shaye's answer
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Answered on January 14, 2014
They would need to sue him first and obtain a judgment if they have not done so already.Then they would need to record the lien with the county...
Can my Chapter 13 Bankruptcy payments Increase if my Rent Decreases? Do I have to contact the court to get permission to move?
Shaye's answer
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Answered on January 14, 2014
You do not have to contact the court to get permission to move but you need to file a Notice of Change in Address to let them know your address has...
Archived
I owe about 80k on the credit cards, is it possible to file bankruptcy after the judgement against me?
Shaye's answer
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Answered on January 14, 2014
That is up to you but it would be less stressful to not have to deal with a trial.
Archived
In CH-7 BK when exactly second certificate should be filed ?
Shaye's answer
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Answered on January 14, 2014
Any time after the case is filed, and within 60 days after your Meeting of Creditors. I advise my clients to get it done soon after their case is...
Archived
We did bankruptcy(surrendered our house)& discharged 2 years ago. The house is in our name. How long do we wait to buy again?
Shaye's answer
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Answered on January 14, 2014
You will need to work on rebuilding your credit, which will take some time. Here is a snapshot of the FHA guidelines for applying for a home loan...
Archived
I am being summoned by my HOA lawyer in the amount of $6,392.94. I don't have the money to pay. What should I do?
Shaye's answer
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Answered on January 14, 2014
Get a consultation with a Chapter 13 attorney. In a Chapter 13 you would be able to pay these over a period of up to five years. You can find a...
Archived
I need legal council. I owe the state of Oregon back state taxes from 2007-2010 that now total over 90,000 dollars.
Shaye's answer
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Answered on January 14, 2014
First you should consult with a bankruptcy attorney as it is possible these debts can be discharged in bankruptcy. Certain time rules must be met,...
Archived
Who is responsible for an error in bankruptcy filing?
Shaye's answer
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Answered on January 14, 2014
It is not possible to answer your question without reviewing the documents - including proof of claims - filed in your bankruptcy case. It could...