2 fold question about Bankruptcy protection from Student Loans and also from Creditors

The student loan creditor can resume collecting against you once your case ends and the automatic stay is lifted. If your case was a no-asset...

When filing Chapter 7, do I have to relinquish secured debts if I'm able to keep the payments current? Car, condo.

So long as you are current on the mortgage payments, and you can exempt any equity in the condo, you will be able to keep it. As for the car, most...

How to reply to collection agency.Say i owe money to ex-landlord after UD, but clerk's default judgment was for possession ONLY

In California landlords can speed up an eviction by filing an unlawful detainer action for possession only. This allows the landlord to regain...

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Have a settlement offer. I want to settle. Just want to make sure this language is not a trick of some kind.

Without knowing more about the debt at issue it is hard to say whether you are being "tricked". It's a little skimpy in terms of a settlement...

Community Debt after a Divorce. How do I get out of it?

You've asked how you can get her to pay her share of this community debt. You've indicated your ex-spouse has filed a Chapter 7, which,...

I filed Chapter 13 bankruptcy in Dec 2012. My car loan reported to credit that I was late jan and feb. can they do that?

No they cannot. You need to dispute these errors with each of the three credit reporting bureaus. You can do this online at each of their main...

A collection co is trying to collect a debt. They left mess on my associates VM stating that they are going to garnish my wages

I believe you may have a case against the collection agency for violation of the California Rosenthal Fair Debt Collection Practices Act, as well...

I have filed chapter 7 bankruptcy twice in 2013 to stop a foreclosure. Its been over a year can I filed again to stop a FC?

The reason why we have limits on the automatic stay now in cases of multiple bankruptcy filings is because Courts frown upon using the bankruptcy...

Is it legal to garnish wages and levy your bank account at the same time?

It is legal so long as the creditor obtained a writ of execution from the court allowing them to conduct the bank levy. However, your bank was...

CAN AN UNSECURED HOME LOAN II REPRESENTED AS A PERSONAL LOAN BE DISCHARGED IN CA CHAPTER SEVEN.

Your personal liability for the loan can be discharged, but you should look into whether this loan is really unsecured as you say it is. It might...