I loan my neice some money and now she won't pay me back do i have to go through the courts to have her wages garnished?

You would need to go through the courts and file a proper legal action and obtain a judgment before you can garnish her wages.

Viking collection calls my house daily and sometimes twice a day trying to collect a debt that is my ex wife's. this has to stop

If the debt was originally a joint debt owed by both you and your wife, it is not illegal for the collector to try and collect it from you, even...

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Bankruptcy discharged 10/19/13, student loans not discharged Can I appeal based on mental health diagnosis that impacts earning

You would need to reopen your bankruptcy case to file a motion for hardship discharge of the student loans and establish that the three prongs of...

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Chapter 13 Bankruptcy: Filing Motion to Dismiss vs Trustee Dismissal

The Trustee doesn't dismiss your case; they get a court order for dismissal and this is done by motion. The trustee will serve you with the notice...

If a lawsuit is filed against me Should I call and try and make a deal with the collection Agency Before I get served paperwork?

There is no harm in trying. You should also consult with a bankruptcy attorney to see if filing bankruptcy would be a good option for you. If so,...

I am looking at filing a chapter 7. Wondering on cost?

Attorneys are not allowed to quote fees on this forum but the good news is most bankruptcy attorneys provide a free consultation and you can find a...

I am in a Chapter 13 in North GA. Tax refunds go to trustee. It looks like I will owe the IRS because I underpaid all year

You should consult with your own Chapter 13 attorney about this for specific advice, but generally, in a situation like yours where tax debts arise...

Can a personal reference on a payday loan be financially responsible for the debtor's unpaid loan?

No, absolutely not. The are trying to intimidated you and this threat violates the Fair Debt Collection Practices Act. You should report this to...

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What do I do if ex-spouse falsely listed me as a co-debtor on both a mortgage and a home-equity loan in her bankruptcy?

Merely receiving notice of the bankruptcy case filing from the court does not necessarily mean she has falsely added you to the mortgage and home...

Can a bank legally try to make you pay, after you filed Bankrupsy and the judge signed it.

You should not be receiving bills and payment books. There are some notices which are required to be sent to you legally and are not attempts to...