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If I am filing chapt 13, I would like to surrender the furniture will that satisfy the furniture loan?
Shaye's answer
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Answered on January 21, 2014
You can surrender the furniture as part of your Chapter 13 Plan. They would still be entitled to be paid out of the plan for the unsecured portion...
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Can a bankruptcy judge dismiss some of the counts in a law suit and not others ?
Shaye's answer
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Answered on January 21, 2014
The plaintiff would need to bring an adversary complaint against you in your bankruptcy case and prove the debt is not dischargeable due to fraud. ...
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I have a payday loan out and when I called the collection company that I got the loan from they gave me a different payday loan
Shaye's answer
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Answered on January 21, 2014
It is illegal for them to threaten to prosecute you for not paying the payday loan. Threats of that nature without basis constitute a violation of...
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I got a judgement against me to Midland funding llc for full amount of$ 4362..15
what do and I don't have that amount
Shaye's answer
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Answered on January 21, 2014
If you have other debts besides this one, perhaps now would be a good time for you to consult with a bankruptcy attorney and see whether bankruptcy...
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I live in NY and own a co op in queens ny its been almost 3yrs hat my case has been discharge from Chapter 7.
Shaye's answer
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Answered on January 21, 2014
It depends on the lender - shop around. You will need to get a copy of your payment history and possibly correct the credit report (by disputing...
Archived
Isn't a creditor notified by the BK courts prior to discharge if they are included in a BK?
Shaye's answer
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Answered on January 21, 2014
The HOA is bound by the automatic stay of the bankruptcy case filing even if they did not receive the paper notification from the court. You can...
Archived
Can you be arrested for not paying back a payday loan in full?
Shaye's answer
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Answered on January 21, 2014
No. This is a violation of the Fair Debt Collection Practices Act. You should report this to the West Virginia Attorney General - Consumer...
Archived
Any issues with amending schedules to be under debt limit in 13
Shaye's answer
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Answered on January 21, 2014
You are in a complicated area of bankruptcy law. Most Chapter 13 cases filed by pro se debtors end up getting dismissed. Get yourself a bankruptcy...
Archived
Can I file bankruptcy
Shaye's answer
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Answered on January 21, 2014
Whether or not bankruptcy would be a good option for you or not depends on many factors. Before an attorney can do the analysis, they will need to...
Archived
What type of preparation do I need to make for a case mgmt hearing on a hospital bill that dates back to 5/2004 for collection?
Shaye's answer
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Answered on January 21, 2014
The case management conference is where the judge determines the status of the case, i.e., whether the parties have been served, whether the...