Am I "Judgement Proof"? I'm not sure if I am or not.

"Judgment proof" is a term of art meaning you have no assets which can be collected to satisfy a judgment. It does not mean a judgment can't be...

My Apartment Manager Agreed That I Can Pay My Rent On The 6Th Of each Month and Now She Is Sending Me Late Charges.

You should get it in writing that your landlord will agree to accept rent on the 6th. It should be stated as "Addendum to Lease" and be signed by...

What happens if I already sent out a certified letter to collection agency stating I cannot pay debt from 2003

I would first make sure there is in fact a judgment as a lot of collection agencies will say there is one when there isn't. If there is a...

Am I required by California law to allow mgmt co to inspect my apt, i want to decline, might reconsider with several days notice

Below is the actual civil code section pertaining to inspections. You can certainly deny the inspection, but you will likely be served with an...

If the judge denies my bankruptcy and I leave USA for good, will I be still hounded by these creditors abroad?

Most bankruptcy attorneys offer a free consultation. I suggest you get one so you can familiarize yourself with the bankruptcy process and what...

How do I file a motion to vacate a default judgment in another state (via mail) and how much does it cost?

Take a look at the local rules for the court in New Jersey where the case was filed, as well as the court's website which should set forth the fees...

Statute of limitations on credit card debt after moving to another state

The cardmembership agreement will normally state which state's laws apply to the agreement. Barring that, it would be permissible for the credit...

I am in chapter 13 and my lawyer filed to remove himself from my case. I filed a statement of position.

You can challenge the fees being charged by your attorney in your Chapter 13 case if you believe they are unreasonable for the amount of work done.

Couple of questions about my credit report and collection agencies...

You can try resubmitting it to your insurance company, though it is likely too late for that. Other than that your options are pay it, wait for it...

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When does LL have to return any remaining security deposit?

The statute says within 21 calendar days after you move out or less the landlord must return any security deposit due plus provide an accounting...