Should I keep asking for a settlement?

There's no harm in trying to reach the same settlement through the collection agency's attorney. That is who your communications should be...

They can call you unless you send them a demand to not call you anymore; after that if they call you they are violating the FDCPA. They can also...

I agree with the other attorney. I do not believe you are required to make an appointment with the process server so they can serve you. Having a...

Chapter 7 trustees are often disinclined to file motions to dismiss or convert Chapter 7 cases to another chapter of the bankruptcy code when there...

If i enter an agreement with a collector, will their still be a judgement against me, even if i own a house and age 68.

If you have entered into a payment agreement with the collector, they would be required to file a "Satisfaction of Judgment" once the judgment is...

How Can we get tenants out of our family home in a rent controlled city (San Francisco)?

There are no ways around the San Francisco rent ordinance if it applies in this situation. Moreover, this is a very pro-tenant city and tenants...

I want to file for Divorce

Hiring a big firm means you will likely be working with a paralegal rather than the attorney directly. While it could benefit you in terms of...

What do I do with a Form 1099-A for acquisition or abandonment of secured property after a discharged Chapter 7 bankruptcy?

Give this to your tax preparer. To the extent that your debt to the mortgage company was discharged in your prior bankruptcy, you won't be liable...

My case has been discharged and closed, can I still add two creditors that went into default in June after I filed in May?

To the extent that either of these debts were incurred after the day your bankruptcy was filed, they cannot be included in your discharge. If...

Is it true that in some cases filing bankruptcy will also wipe out state taxes (state of Alabama in particular)?

It is true that some taxes can be discharged in bankruptcy provided certain time rules are met. You need to meet with a reputable bankruptcy...