Can I be garnished for a medical bill from 9 years ago?

Before a creditor can garnish your wages or levy your assets, they must obtain a judgment against you by suing you. If the debt is more than 6...

I had a judgment filed against me before I filed CH13 - how do I get judgment off credit report? Creditor was listed in BK.

Judgments will stay on your credit report for up to 10 years irrespective of a bankruptcy filing. Filing bankruptcy does not remove judgments; it...

You use your best estimate of the current retail value taking into account the age and condition of the item.

Is there a time limit on collection of unpaid debts?

The statute of limitations on collecting credit card and payday loan debt in Oregon is 6 years. It doesn't mean they won't still try to collect...

I just recieved a 1099 from one of the banks that that i included on my chapter 13 bankruptsy

Give the 1099 to your tax preparer, along with your bankruptcy information If the debt was included in your bankruptcy which has now been...

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I have had a judgment filed against me for an unpaid unsecured loan. I disabled so my income is protected from garnishment

I am concerned that by doing so you would run afowl of the Uniform Fraudulent Transfers Act.

I was served papers for a hospital bill, I have 3 days to respond. How can I do this on my own until I can get an attorney?

Try to find a local legal aid center for help. There are several ways to respond to a summons and complaint, and you want to make sure you do it...

Does the plaintiff have to file my answer to a complaint when they finally file in court?

It is your responsibility to file your own response with the court. You should call the court to confirm whether the case was actually filed, and,...

How long do I have to keep someone's stuff after they move out.

Each state has their own rule for dealing with abandoned property. Usually there is a notice requirement where you make a good faith attempt to...

In Georgia, does Chapter 7 filings put my home back in the banks hands or is it outside the proceedings?

A Chapter 7 discharge does not put the title of your home in the banks name. Until there is a foreclosure sale, you are still the legal owner. So...