What is the actual law that states that debt collectors must prove they own a persons debt?

It's the Fair Debt Collection Practices Act and you can find it here: ...

If I'm filing chapter 7 in a few weeks can my significant other claim me as a dependent on his taxes?

You should ask your tax preparer this question - it's not a bankruptcy issue.

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How do i get the landlord from avoiding me when ive moved out of the unit due to roach infestation that he knew about?

You may need to sue your landlord in small claims court in order to get your money back. Before you take that step you might want to hire an...

Just got a court summons for a dept I owe a hospital,what do I do next?

You should file a proper legal response to the lawsuit to avoid a default judgment and buy yourself some time to decide what to do. There may be a...

Do I need to pay rent for my dogs?

If your rental unit is covered by the Los Angeles County Rent Stabilization Ordinance, you might consider filing a complaint for wrongful rent...

Discharged chap 7 bk with no reaff on mortgage. Have the opportunity to buy a house for 75% less than current mortgage. Current

You can certainly try. Whether or not you will be successful is unknown. Getting the lender(s) to agree to a shortsale is not a simple process. ...

If I sign an agreed judgemnt and payment agreemnt /begin to make payments/ later file for chptr. 7 will I still have to pay .

It depends on what the judgment is for. If it's for a debt that will be discharged in bankruptcy, i.e., a credit card judgment, then the...

Can the Home Equity Loan people ask me to close my credit cards?

It sounds like they are telling you ways you can qualify for the home equity loan. They do not have to agree to give you the loan, and they can...

I am involved in a credit card debt lawsuit with a junk debt buyer.

You really need an attorney to help you with this matter. Of course, whether you hire an attorney or not is entirely your decision. However, if...

I am being sued by a junk debt buyer.

You need an attorney. This is complicated litigation. That said, to defend against a motion for summary disposition you would normally need to...