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Who's responsibility is it to file reaffirmation paperwork to the court? Attorney or lien holder? It wasn't done, any way to fix
Shaye's answer
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Answered on August 06, 2014
You should probably thank your lucky stars that the reaffirmation paperwork was not filed with the court. Reaffirming a mortgage is normally a...
Archived
I have two judgments against me which were discharged in a bankruptcy yet remain on my credit report. How can I get them removed
Shaye's answer
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Answered on August 06, 2014
Most judgments will stay on your credit report for up to 7 years regardless of a bankruptcy filing. There is no way to remove them other than the...
Archived
A large check written to me after my bankruptcy was discharged.
Shaye's answer
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Answered on August 06, 2014
You needed to tell your bankruptcy attorney about this. If you became entitled to an inheritance within 180 days of your bankruptcy filing, then...
Archived
Can I file bankruptcy?
Shaye's answer
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Answered on August 05, 2014
Yes, absolutely. Be sure to enlist the help of a reputable bankruptcy attorney, because although your case sounds simple, bankruptcy is actually...
Archived
What happens to my payment plan if $110k out of $200k of debt was forgiven one year after I was confirmed?
Shaye's answer
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Answered on August 05, 2014
Yes, assuming these mortgages were being paid through the plan, you need to modify the plan. Get a reputable bankruptcy attorney to help you with...
Archived
How do we remove judgments and liens for credit card debts on our tenants in entirety home after ch7 discharge?
Shaye's answer
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Answered on August 05, 2014
If the judgment impaired your exemption of your home, there is a procedure by which you can have the lien voided as part of the Chapter 7...
Archived
Schedule J estimate monthly expenses why matter
Shaye's answer
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Answered on August 05, 2014
You should put what your monthly expenses actually are. It can be an estimate, but should be as accurate as possible. If you have no income, then...
Archived
I need landlord or property mgmt contact info in order to pay rent dont know who to contact or where to send it
Shaye's answer
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Answered on August 05, 2014
This information should be in your lease. You can also find out the contact information for the owner of the place you rent at the county...
Archived
Can the base plan in a chapter 13 be readjusted after receiving debt forgiveness?
Shaye's answer
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Answered on August 05, 2014
I do not see why your base would change, since that is based on your budget, Form B22C, and the liquidation test. However, if the creditor...
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Archived
If you have issues with a trustee and then have to re-file, is there any way to guarantee you don't get the same trustee?
Shaye's answer
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Answered on August 05, 2014
You can object to the standing trustee presiding over your case on the basis of bias. Have an attorney help you with this to make sure you do it...