Archived
Can the trustee petition to increase your Chapter 13 payments to where they are higher than your monthly disposable income?
Shaye's answer
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Answered on February 20, 2014
They can do this if 1) your proposed plan does not meet the liquidation test, meaning you are not paying sufficient funds into the plan to...
Archived
A debt collector put a lien on my property. Three years later they filed for bankruptcy and went out of business.
Shaye's answer
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Answered on February 20, 2014
Send the creditor you've been paying a debt validation letter. Here is an example you can use. This is a debt validation letter only - not a debt...
Archived
Chapter 7 Bankruptcy question.
Shaye's answer
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Answered on February 19, 2014
8 years. You will be eligible to file another Chapter 7 again in 2017.
Archived
Forbearance and chapter 7
Shaye's answer
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Answered on February 19, 2014
Good points by the other attorneys and I agree that you should find an attorney who can properly advise. You can find a great attorney on this...
Archived
Can dept owed to the U.S Dept. Treasury from previous employer be discharged under Chapter7
Shaye's answer
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Answered on February 19, 2014
So long as it is not for a fine or penalty it should be dischargeable.
Archived
Can only 1 member of a family claim bankruptcy, due to the other person having a better credit rating?
Shaye's answer
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Answered on February 19, 2014
You can file bankruptcy alone without your wife. Sometimes it's better for both spouses to file, but it really is up to you. Your wife's income...
Archived
Can the credit cards repossess my car for credit card debt.
Shaye's answer
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Answered on February 19, 2014
You need to meet with a reputable bankruptcy attorney near where you live who can advise you of your bankruptcy options and the best way to...
Archived
If you get a 30/60 notice of termination of tenancy, shouldn't it be signed?
Wouldn't include a court date? Case number?
Shaye's answer
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Answered on February 19, 2014
An eviction notice does not have to be signed. There is no court date until the notice period on the eviction notice expires and an unlawful...
Archived
In 2011 we re affirmed our mortgage. The lender neglected to report for over 2 years to credit and sold loan. They made errors.
Shaye's answer
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Answered on February 19, 2014
Reporting your payments on your credit report means reporting both the timely payments and the missed payments, so yes, now that they have reported...
I am filing Chapter 7 next week. Is my Mutual Fund/Retirement protected or should I sell first and pay IRS?
Shaye's answer
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Answered on February 19, 2014
You need a bankruptcy attorney. These things have to be examined and this is not a forum for specific advice. While retirement accounts are...