Questions answered by Shaye Larkin

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I paid a loan off last year and have proof. Now another agency called for the same loan.

Shaye's answer | Answered on February 20, 2014

Payday lenders are the worst. Send them a letter disputing the debt and demanding they verify it. They might ignore it, but if they continue to...

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How much does it cost to file a chapter 7 or 13 bankruptcy with help?

Shaye's answer | Answered on February 20, 2014

We are not allowed to quote fees on this website. You can find a list of great bankruptcy attoneys in your are by clicking the Find A Lawyer tab...

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Can we with hold rent because landlord is not fulfilling obligations to maintain the house?

Shaye's answer | Answered on February 20, 2014

The laws pertaining to the "repair and deduct" remedy are strict; they require that you first give your landlord written notice of the repair and...

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Can medical debt collections get a judgement and garnish wages in florida.

Shaye's answer | Answered on February 20, 2014

Yes, however, there are significant restrictions. Florida Statutes protect the head of household from wage garnishment. Unless the head of...

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Can a debt collector charge additional interest on a judgement they are collecting in the state of Maryland?

Shaye's answer | Answered on February 20, 2014

Unless the judgment creditor agrees in writing to waive interest, they can continue to charge post-judgment interest.

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The HELOC was discharged due to BK filed by primary borrower but co-signer didn't file for BK. Is co-signer still liable?

Shaye's answer | Answered on February 20, 2014

I agree with Mr. Riddle. We answered this one already.

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Is there a difference between Schedule J expenses one should list when filing for chapter 7 vs. chapter 13?

Shaye's answer | Answered on February 20, 2014

In either type of bankruptcy you would honestly state your current estimated, average monthly expenses. You normally only include expenses you...

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Is my husband liable to repay HELOC that was filed BK by his parents and discharged by court in '10?He co-signed on HELOC in '07

Shaye's answer | Answered on February 20, 2014

I agree with Mr. Riddle. If your husband himself did not file a bankruptcy and discharge the debt, he would still be liable for it, even if they...

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I'm looking for a lawyer who does pro-bono work. I am married to a compulsive gambler. I need help in protecting myself

Shaye's answer | Answered on February 20, 2014

You can find an attorney on this website by clicking the Find A Lawyer tab. Bear in mind that pro bono services are usually offered through a...

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Judgment filed against me

Shaye's answer | Answered on February 20, 2014

Yes, they can renew the judgment. You might want to consider consulting with a bankruptcy attorney to see if that would be a solution for you. ...

Shaye Larkin's Answers (3891)

I paid a loan off last year and have proof. Now another agency called for the same loan.

How much does it cost to file a chapter 7 or 13 bankruptcy with help?

Can we with hold rent because landlord is not fulfilling obligations to maintain the house?

Can medical debt collections get a judgement and garnish wages in florida.

Can a debt collector charge additional interest on a judgement they are collecting in the state of Maryland?

The HELOC was discharged due to BK filed by primary borrower but co-signer didn't file for BK. Is co-signer still liable?

Is there a difference between Schedule J expenses one should list when filing for chapter 7 vs. chapter 13?

Is my husband liable to repay HELOC that was filed BK by his parents and discharged by court in '10?He co-signed on HELOC in '07

I'm looking for a lawyer who does pro-bono work. I am married to a compulsive gambler. I need help in protecting myself

Judgment filed against me