I filed chapter 7 in December 2013. Concerned with tax refund and what the court will take.

The trustee may take the refund if it is not exempt. It doesn't mean they will - the larger the refund, the greater the chance the trustee will...

I am filing chapter 13 & would like to know:

You have to list all debts. The payday loan, assuming not incurred by fraud, is dischargeable. Your question about "tax return money" is unclear....

Time Share maintenance fees.

They do not need to send you a bill. You can request from them a validation of the debt to ensure they are not charging you for discharged dues -...

Best way to contest and file an answer to a debt lawsuit in Nashville, TN? We will be representing ourselves.

The best way to defend yourself would be to hire an attorney who can advise you of what specific defenses you have. Without more details, the...

Will I have to pay taxes (fed and to state of CA)

If you signed a reaffirmation agreement the loan as part of your bankruptcy, yes. If you refinanced the second mortgage, yes. If you merely...

What if the landlords insurance company does not cover fire protection, and our things were damaged In a fire?

If the fire was not caused by any fault of yours, then your landlord is responsible. If your landlord does not have fire insurance, you can sue...

Settling debt lawsuit

Yes, you should indeed respond to the summons and assert all available defenses, PLUS attach the copy of the agreement and cashier's check.

Yes. You need to make a claim with the landlord's insurance company for your damages.

Can a payday loan institution charge a person with a felony because unable to pay the loan back in ohio?

This sounds like a clear violation of the Fair Debt Collection Practices Act. A payday lender is not supposed to threaten you with felony charges...

California--I was in the ER about to be put into mental health for 72 hrs. was given morphine for migraine is that legal

Hospitals have the power to hold you if releasing you would endanger your health and safety. Yes it is legal, and yes it is legal for them to bill...