My wife flied for bankruptcy without my knowledge in my name

I agree with Mr. Walton and Mr. Hawkins. Talk to a bankruptcy attorney in your area before you decide how you will proceed.

Can I pay less on my car in bankruptcy? Car is worth $5000, but i owe more than $20,000

In a Chapter 7, you can "redeem" the vehicle for it's fair market value by paying that amount in a lump sum to the creditor. A motion to redeem...

Would like to get my rights back and need to get a pardon, any suggestions or lawyers would be helpful.

Use the Find A Lawyer tab on this website to find a list of reputable attorneys in your area, then choose the one you feel most comfortable with.

Can the dismissed credit card debt suit be still reported and appear on my credit report ?

Debt information is reported for up to 7 years. If you won the lawsuit - judgment was entered in yor favor, then there would be a finding that you...

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Judgment

The person or entity that had the judgment against you needs to record a "release of judgment" or "satisfaction of judgment". You should contact...

Need to know if i should file a chapter 13 or 7 bankruptcy.

The analysis you are requesting cannot be made without many additional details. On first blush it would seem that a Chapter 7 would be the more...

I need to send discovery papers to the collection agency lawyer that suing me for a credit card debt that not mine.

As Mr. Gamez has stated, you do not have to conduct discovery, though it would be in your best interest to do so. The only downside I can think of...

I owe 8,000 in taxes this year. If I start an installment plan with the IRS, can I deduct this on the means test (CH 7 BK)?

Yes, if you are an above the median Debtor, you can deduct 1/60th of the amount you owe on the Means Test.

Do I have any recourse in a Student Loan that I co-signed for my niece?

You may have grounds to discharge the student loan in bankruptcy, but you will first need to consult with a bankruptcy attorney to see if filing...

I have been getting these really harassing phone calls from various collection agencies claiming to be the state legal dept, etc

I agree with Mr. Ridley and I also suggest you file a complaint with Kamala Harris's Office. She is the State Attorney General for California and...