Archived
Wife is filing bankruptcy. Can she now put husband on Title and get double the Utah homestead exemption?
Shaye's answer
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Answered on March 08, 2014
I agree with Mr. Berkus's analysis. Adding you to the title would be looked at as a fraudulent transfer in bankruptcy and put the house at risk. ...
Archived
Do I need an attorney
Shaye's answer
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Answered on March 08, 2014
You definitely need to consult with an attorney. Tearing out the carpet and putting in tile can get you into trouble. The landlord is not...
Archived
$71,000.00 of a matured loan, no one will refinance. Is bankruptcy the option for me and my wife?
Shaye's answer
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Answered on March 08, 2014
A Chapter 13 Bankruptcy may help with this problem. If the 2nd is totally underwater, you may be able to strip it in a Chapter 13. if this is a...
Archived
Can you refinance after chapter. 7 even if you didn't reaffirm?
Shaye's answer
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Answered on March 08, 2014
You would have to reopen your bankruptcy case, which might be a very bad idea. Most attorneys do not advise reaffirming real estate loans. Consult...
Archived
I received a judgement & my bank account is on hold. Is there anything that I can do to release the hold before the remit date?
Shaye's answer
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Answered on March 08, 2014
You can 1) try negotiating with the creditor, 2) Claim your exemptions against the levy (have an GA attorney to advise you about how to do this),...
Courtesy NEF but with no creditor listed.
Shaye's answer
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Answered on March 08, 2014
I recommend you call the court to find out who this notice pertains to.
Archived
What recourse doe a credit card company have if I don't make my payments /what steps will they take
Thanks
Shaye's answer
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Answered on March 08, 2014
A credit card company that does not receive timely payments can send you to a collection agency who will then pursue the debt. The credit card...
Archived
I've been in a Chapter 13 for 3 years and want to switch to a Chapter 7, can I keep my car if I switch?
Shaye's answer
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Answered on March 08, 2014
I agree with Mr. Riddle. We don't know if your car had unprotected equity in it and filing a Chapter 13 enabled you to keep it by paying a certain...
Archived
Judgement wasn't cleared when included on my bankruptcy, do I have to pay it?
Shaye's answer
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Answered on March 07, 2014
If the judgment was for a dischargeable debt then it would have been discharged. Bankruptcy doesn't remove judgments, but it can discharge the...
Archived
How do i vacate a judgment that I didnt know of?
Shaye's answer
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Answered on March 07, 2014
You need to file a motion to set aside the default judgment in the court where the lawsuit that gave rise to the default judgment was filed. Best...