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My lawyer sent lawsuit papers to a company I am suing, they have not sent a reply yet. Is this good or bad news?
Shaye's answer
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Answered on March 12, 2014
It could be that the company you are suing will not be responding to the lawsuit, in which case you can obtain a default judgment against them. ...
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Archived
How do I tell if this debt call was a scam?
Shaye's answer
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Answered on March 12, 2014
Here are some suggestions.
Pull your credit report at www.annualcreditreport.com and see if you can find out anything about the debt. If the...
Archived
I receive a card in mail that a collection company filed a lawsuit against me on 3/4/2014 for an unpaid shell credit card debt,
Shaye's answer
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Answered on March 12, 2014
Social security is exempt from levy. Make sure you do not combine the money with any non-social security money. There are lots of legal aid...
Archived
Filing a small claims lawsuit.
Shaye's answer
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Answered on March 12, 2014
You cannot be prohibited from bringing a lawsuit as you were not a party to the divorce. The divorce decree may have assigned the debt to one of...
Archived
Do I need a lawyer and what kind
Shaye's answer
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Answered on March 12, 2014
I recommend you consult with a local attorney to see if you can have the judgment set aside on the grounds of excusable mistake. Assuming you are...
Archived
How long does a debt collector have to validate a debt in WI when no time limit was set in the letter?
Shaye's answer
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Answered on March 12, 2014
They do not have to validate the debt; however, if this is a debt covered by the FDCPA, there are strict noticing requirements they have to follow....
Archived
My son is getting sued for 50.000 he has no assets
Shaye's answer
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Answered on March 12, 2014
He should definitely consider bankruptcy and talk to a bankruptcy attorney to confirm this would be a good idea for him. Most of us bankruptcy...
Archived
Are private student loans (i.e., Sallie Mae, Discover, etc), not backed by the Federal Government, dischargable in bankruptcy?
Shaye's answer
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Answered on March 12, 2014
Private student loans are not presently dischargeable in bankruptcy. You might be able to obtain a hardship discharge, which involves filing an...
Archived
Is my rental security deposit safe? Will I get it back after i move out?
Shaye's answer
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Answered on March 12, 2014
If your landlord still has your security deposit, it should be disclosed in his/her response to the question about "property held for another" in...
Archived
Is it legal for the Irs to charge old credit card debt to you as income and then charge interest if you did not know you owed it
Shaye's answer
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Answered on March 12, 2014
Unfortunately you can be liable for income taxes on cancelled debt. There are some exceptions, however. See my recent legal guide on this issue...