Ms. Kuhn is correct. The court in confirming your plan found that you could afford the plan payment. You won't be able to get a refund of amounts...

I need to file for bankruptcy but can't afford to pay a lot to get me through the process

Different attorneys will charge different amounts so you will need to shop around. Use the Find A Lawyer tab on this website to find a good...

Can a Delaware law firm with a California lawyer offer me legal services in California?

If they have a lawyer licensed in California who would be representing you, then yes.

Why do people file civil and criminal suits. Isn't the whole point to get your money back? how is that possible if the party

Criminals sometimes have assets which can be levied, even while they are in prison.

Do I have a case for small claims?

You would need to prove that your neighbor has actually caused the damage, such as by video evidence.

What does case close by arrest mean?

It means the case has been closed as the perpetrator has been arrested.

Financial institution refused to lower my payments or make other offer.

Unfortunately there is no requirement that the banks work with you on payment arrangements. You might want to consult with a bankruptcy attorney...

Does the injured party have the choice to file criminal and civil charges in a case involving monetary losses?

The injured party doesn't file criminal charges, those are filed by the district attorney or attorney general. The injured party can file a police...

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You must notify your landlord in writing of repair issues before doing a rent-offset. That said, you can certainly try to negotiate a rent off-set...

Return of security deposit. i gave check as a security deposit for use of community room. How long do they have to return it ?

The contract you signed with them should specify how long they have to return the security deposit. If it doesn't, it would be within a reasonable...