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My wife is having a tough time physically meeting all of the demands of her job as a nurse. If she quits this job prior to
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Answered on September 04, 2014
I have seen cases where persons with high disposable incomes who would be ineligible for Chapter 7 discharge were found to have acted in bad faith...
Archived
Can I file bankruptcy? I Had car accident my ex wife removed me from the Insurance 1 month before I didn't know.
Shaye's answer
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Answered on September 04, 2014
So long as you were not driving while intoxicated, such damages would normally be dischargeable in bankruptcy. However, bankruptcy is not right...
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Should i file bankruptcy?
Shaye's answer
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Answered on August 25, 2014
Filing a Chapter 13 bankruptcy may enable you to save your home, but whether or not you should file bankruptcy and, if so, which chapter, depends...
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Can I still file for bankruptcy?
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Answered on August 25, 2014
No one can prevent you from adding the claim to a bankruptcy case filing. You are required, under penalty of perjury, to list all debts owed to...
Archived
Do I have the same protections as a tenant in an apartment building regarding landlord visits requiring 24 hr notice?
Shaye's answer
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Answered on August 22, 2014
Yes, you are entitled to notice in writing 24 hours in advance of entry into your home unless it is an emergency situation.
What is the average cost of an attorney 30 minute consultation fee?
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Answered on August 22, 2014
Many attorneys offer a free 30 minute consultation and some will even provide an hour without charge. You have nothing to lose by making a few...
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Two questions regarding reaffirmation agreements.
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Answered on August 22, 2014
Since only you are in bankruptcy, only you would be signing the reaffirmation agreement. It is really up to the lender whether they will agree to...
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If I have a HELOC on my home and I am keeping up payments, will I lose my home if I declare bankruptcy?
Shaye's answer
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Answered on August 22, 2014
You are not at risk of foreclosure from filing bankruptcy if you keep up your payments and are current. However, if you have any non-exempt equity...
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Is my Long Term Care policy considered an asset? I get no income from it.
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Answered on August 22, 2014
Yes, it is an asset. It may have no cash value, but it is still something you own. Whether it is something you have to disclose or not depends on...
Archived
I need a letter to object to a debtors discharge her delinquent HOA assessments.
Shaye's answer
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Answered on August 21, 2014
HOA dues assessments which have accrued up until the day the bankruptcy is filed are completely dischargeable in bankruptcy. You have not asserted...