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Richard Wardell Loveland

Insurance Attorney at Redwood City, CA

Not yet reviewed
  • Licensed for 36 years
    State CA
    Acquired 1987
    Active No misconduct found

We have not found any instances of professional misconduct for this lawyer.

About Richard

Learn Richard’s areas of practice.

Practice areas
  1. Insurance
    Ward represents insurers and brokers in the defense of direct suits involving insurance bad faith, class action, coverage and business practices. He also defends insurers in administrative proceedings brought by insurance regulators (departments of insurance). Ward advises insurers regarding emerging industries such as user based insurance (UBI), transportation network companies (TNC), cybersecurity and privacy, drones (UAV), and autonomous vehicles, all on a national level.

    38 years, 800 cases

  2. Administrative law
    Ward represents insurers and brokers in the defense of administrative proceedings and inquiries brought by regulatory agencies. These include not only department/division of insurance proceedings, but actions by attorneys general for regulatory violations. Ward does trademark filings and prosecutes trademark infringement matters. Ward advises insurers and brokers on a national level regarding regulatory compliance and emerging trends in the industry.

    38 years, 750 cases

  3. Class action
    Ward has handled a broad variety of class action and multidistrict matters ranging from insurance to hospitality to maritime. Primarily, he defends insurers throughout the country in the area of business practices involving the handling of property and casualty claims. These recently have involved labor rates, total loss evaluations, claims evaluation technology, use of third party administrators, and application of deductibles. Ward is well known for his efficient resolution of these cases.

    36 years, 70 cases

  4. Appeals
    Ward's appellate practice has expanded greatly over the last five years. This year alone he has had two successful published decisions in the area of coverage and insurance bad faith. He has a recent decision as well in the area of the defense of of hospital lien claims, where his client prevailed. Ward has also handled appeals in the area of business disputes, maritime and property.

    35 years, 35 cases

  5. Privacy
    Privacy issues have expanded greatly in the last few years. Ward primarily advises insurers and brokers regarding the privacy interests of insureds and claimants. In the past two years, Ward's practice has greatly expanded with the advent of cybersecurity issues, particularly involving security breaches, maintaining and handling privacy information, and liability for inadvertent disclosures. Ward defends and advises insurers regarding handling of user based insurance (UBI) information.

    38 years, 400 cases

Ward's practice involves a broad spectrum of litigation and insurance services. In the area of litigation, Ward represents defendants in class action suits, insurers and claimants in insurance bad faith actions, and businesses in a variety of matters, including contractual disputes, landlord/tenant, and employment issues. Ward also advises and defends insurers in regulatory matters, provides advice and training to claims and general counsel personnel, and advises general counsel of insurance companies regarding business practices.

In class action matters, Ward primarily represents insurers in the defense of lawsuits arising out of claims handling and business practices. He has successfully defended to judgment numerous matters involving auto body labor rates, computer-based claims evaluation tools, policy interpretation, and claims and business processes. Ward has also defended class action matters involving maritime and common carrier issues.

Ward has represented insurers in bad faith matters since the day he was admitted to practice in 1987. He has tried to verdict numerous bad faith matters, many involving fraud, and has successfully argued several bad faith cases before appellate courts. He has drafted proposed legislation, regulations and Rules of Professional Conduct in the areas of claims handling and representation of insureds. He has been an invited speaker on the topic of insurance bad faith over 60 times in his career. In addition to California, Ward has handled bad faith claims and lawsuits against insurers in Nevada, Oregon, Washington, Arkansas, Minnesota, Mississippi, Texas, New Jersey, Pennsylvania and Louisiana. Ward is the Lead Author of the book of California Insurance Defense Forms, published by The Recorder.

A substantial portion of Ward's practice is also dedicated to advising and training insurers with respect to claims handling and business practices, litigation management, and compliance with Department of Insurance statutes and regulations. Ward provides private training to claims representatives and in-house counsel in proper file handling, regulatory compliance, anti-fraud techniques, and claims strategies. Ward also works closely with general counsel and claims departments to devise and implement best practices in a variety of areas.

In the area of business disputes, Ward has represented business clients in a broad variety of matters, including contract disputes, commercial leases, employment matters, products liability and disputes pertaining to the sale of goods. In addition to many other businesses, Ward has represented the hospitality industry throughout the Bay Area and knows the unique challenges that face the restaurant industry.


Coddington Hicks & Danforth APC
555 Twin Dolphin Dr #300
Redwood City, CA, 94065-2133


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AVVO RATING 6.5 (Good)

Work Experience

  • Managing Partner
  • Coddington, Hicks & Danforth
  • 1989 - Present


  • Boston College Law School
  • N/A
  • Princeton University
  • N/A

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Redwood City Insurance Lawyer Richard Wardell Loveland
Richard Wardell Loveland
Insurance Attorney
Redwood City, CA
Licensed for 36 years