BIG tax refund at stake! Spend then file, or file then spend? Car or no car?

No. If you file on Jan. 15 then you will need to exempt/protect the full amount of whatever refund you are due for 2014 to keep the money. There...

What is the average upfront cash a attorney asks for to take care of chapter 13

Upfront fees vary widely. In the Northern District of California there are no look fees like others here have mentioned. Each division has a...

Ch 7 or Ch 13? Don't want to keep house, make 100k

As provided by another, if you want to catch up on your missed mortgage payments and keep your house you need to file a Chapter 13 case. Passing...

Speak with your existing lawyer. That said, Just the call the trustee's office and tell them you are going to make the payment 6 days late. It is...

Where is the statute that allows HOA's to collect on discharged Chapter 7 debt when there was no lien recorded pre - petition ?

Well, are you talking about pre-petition HOA dues or post-petition bankruptcy dues? If they are post-petition HOA dues then: Exceptions to...

If a chapter 7 debtor owns a small S-corp business, should he list the assets of the business in his personal bk schedules?

There are any number of ways of going about listing the corporation on schedule B as an asset. You could list the shares and place value on them. ...

I also agree but more strongly believe Audi did not receive notice property. Normally when a vehicle is surrendered you will hear from the loan...

First, a lawyer should not be just getting paid to file the chapter 7 petition. The trustee assigned to your case may ask who helped you prepare...

I filed for chapter 7 . I owe money to the IRS and the FT . Are those debts dis chargeable ?

2008 right now assuming they were filed on time or at least two years before you file the Chapter 7 case, assessed 240 days before filing and there...

Has your Chapter 13 Plan been confirmed? If so, how was it confirmed when the mortgage arrears owed is not clear? You do not necessarily have to...