Debt collecting atty money judgement for HOA will not work with me on monthly amount

You should talk to an attorney as soon as possible. There are a lot of options that you might have, but they depend on facts not mentioned here. ...

How can you confirm whether a debt was actually discharged in your chapter 13 case?

This question is a bit more complicated than it seems. Essentially, all debts are discharged upon the discharge order of the court unless they fit...

I lost my job and have been unemployed for two years now. My husband makes $95k but we owe about $100k on credit cards.

From these facts, a Chapter 7 trustee would probably be able to sell your home if you filed for a Chapter 7. There is not an exemption scheme in...

There is not necessarily any stock language or bullet points you need to include. The state of your income is certainly a large factor. Other...

Each of you need to file a change of address form with the court. If you have an attorney, contact them. If you are unrepresented, I'd recommend...

Is Signing for a loan modification a way to reaffirm a loan?

A loan modification and a reaffirmation are different. Simply signing a loan modification will not reaffirm the debt.

You are basically correct. The means test only applies in consumer cases, so where the majority of your debt is business debt it does not apply. ...

What is the diference between an abstract judgement and a lien?

An abstract of judgment is the document that is recorded to memorialize a judgment lien on real property. Now, if they obtained or recorded that...

A garnishment was executed. What is the basic structure and/or information needed for putting together a Lien Avoidance motion?

To add a couple thoughts to attorney Elie's answer, you may also have a claim under 522(h) for return of the funds garnished in the 90 days before...

It seems like you have a couple of different questions here, and a very precise answer is going to require talking to a lawyer who can analyze all...