I had a client that worked for DMV. She told me there is a form you can fill out at DMV to explain what happened, and get the fees waived. You do...

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Filed Chapter 7 Pro Se, need to do an amendment but not sure what schedules I should File or if I can do an amendment.

First, you need to talk to an experienced bankruptcy attorney there in Saint Louis. It sounds to me like you need to file a Notice of Bankruptcy...

I want to file chapter 13. Can I put my 401k loans on the means test?

Yes. List it as a secured debt on Schedule D. The loans must be paid back, so it is a valid "expense". If the payments are being taken from your...

DO wage garnishment follow you to the next job or do the creditor must get another order? how long does it take before the

Garnishment law would normally fall under State Law. So, for the first part of your question you need to talk to a New Jersey attorney familiar...

Can I by a house if I have been making mortgage payments (payments current) on the house that I did not reaffirm and underwater?

If you can get the VA loan I do not see why you could not buy another house. From the facts you gave the first loan has been discharged. They still...

How can I stop a Judgement against me?

You need to go back to your family law attorney that helped you with your divorce. Maybe you can go back after your Ex since he was given the debt....

Yes, you can file a Chapter 7. There may be an issue if the car was not insured, because most contracts require insurance. If they challenged your...

This is really a "contract" question. As you say, they provided an "Agreement" between you and them saying you agreed to their terms allowing them...

What happens after signing the consent judgement and the creditor says they did not agree to monthly payments.

You really need to talk to a "Civil" attorney there in NC. I would argue that they made an offer to settle, (by way of the attorney's letter), and...

What if surrenderd my home in chap 13, but I was able to catch up with my mortgage payments & continue to make payment ?

You REALLY need to speak to a competent Chapter 13 Bankruptcy attorney in your area. It is not clear from your facts where you are in the process....