I RECEIVED A SUMMONS OF CONTINUING GARNISHMENT AT WORK WHAT CAN I DO ARE HOW LONG DO I HAVE BEFORE THEY START GARNISHING MY WAGE

I'm sorry to learn about this stressful situation. In my state, the garnishment typically begins in the next 3 weeks. You should read the...

Chapter 7 Bankruptcy question

Motor homes are almost always encumbered with a secured debt. If you want to keep the motor home, you'll want to stay on time with the associated...

Can my payments be renegotiated if I get a lower-paying job under Ch 13 bankruptcy?

Can your plan payment be adjusted based on lower income through the term? Yes, but only to a point. What that point is in your case depends on...

I was working with my mortgage company on a modification there was a sale date i failed bk chapter 13 just to stop the sale

Sadly, many loan modifications will cause you to fall behind, which will end up with a foreclosure. Sometimes, the same bank will tell you the...

In general, many debt consolidation places won't tell you: 1) it's bad for your credit; 2) all your accounts are turned off; 3) you will probably...

Can I continue my 401K deductions in chapter 13? Can I increase my 401k if I get a raise?

I've had Chapter 13 trustees go both ways on this. Worst case scenario is you try it and the trustee objects. Many want to see the debtor making...

I filled for bankruptcy it was dismissed because I could not pay will it show up on a background check

You filed bankruptcy, but it was dismissed. So, when asked if "did you file bankruptcy," the answer must be, "yes." You did not obtain a...

EDD overpayment dischargable in Ch 7 no-asset filing

The automatic stay stops all debt collections and garnishments (except child support). Your garnishment should stop. I have successfully...

My mother in law is getting garnished because her husband has unpaid medical bills that add up to $8,000.

I'm sorry to hear about the situation. The creditor is not under any obligation to accept payments or settle at this point. There was a contract....

Is chapter13 a option?

You can file Chapter 13, but won't be eligible for a discharge. Given that you lost your job, the Chapter 13 may not be feasible. So you can file...