We are currently in the midst of a divorce and my ex decides to file for bankruptcy? How does this affect me?
Adele's answer
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Answered on September 07, 2021
A person may always file for bankruptcy without the spouse. Since you live in separate households, your income will not be calculated for your...
What?
Adele's answer
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Answered on August 24, 2021
A subtrust is usually written into the declaration of trust or an amendment. An example is a survivors subtrust or bypass subtrust, more modernly,...
Does the statute of limitations on debt restart to zero if the current collection agency sells the debt to another?
Adele's answer
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Answered on July 06, 2021
No. The statute of limitations is calculated from the date of the last transaction.
Can a bankruptcy be discharged or forgiven before all money is paid? Can I use my home equity to pay the debt prior to the end?
Adele's answer
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Answered on July 06, 2021
In a chapter 7 bankruptcy, all of the nonpriority debt is discharged unless another exception exists. Usually, all credit card debt, doctors...
Should i file bankruptcy?
Adele's answer
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Answered on April 07, 2021
The short answer is yes. The long answer is it depends. It's best to seek chapter 7 because you can discharge (zero out the debt) the most debt. ...
Question about chapter 7 bankruptcy exemption
Adele's answer
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Answered on April 02, 2021
For the debtor, discharge is a good thing. It means the debt is zeroed out. A debt is exempt from discharge usually if there's a public policy...
Do I have a realistic shot to win a social security appeal?
Adele's answer
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Answered on October 05, 2020
I recently checked on this question for an existing client. SSA reports that there is a 35% win rate for SSA appeals. Also, since by SSA contract,...
Can an inspector cancel a permit just because I called and asked him about the status of the permit
Adele's answer
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Answered on September 25, 2020
The building official, not the inspector, has the authority to cancel is permitted. I think more information is needed to properly answer this...
How do you handle money from an inheritance with someone on ssi? How do we give them money without messing up their benefits?
Adele's answer
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Answered on September 25, 2020
I think asking the court to put the inheritance into a first-person special needs trust would protect the SSI benefit as well as protecting the...
After filing for ch. 7, how long do I wait to file a motion to avoid a lien on then bank account levy from a judgment creditor?
Adele's answer
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Answered on September 05, 2020
More information is needed. I recommend you get a bankruptcy attorney. The process is to exempt the personal property to which the lien is...
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