Archived
I was sued by my credit card company because I couldn't afford to make payments, got a judgement to pay a certain amount
Matthew's answer
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Answered on December 08, 2012
Fighting a judgment is a very time-sensitive matter. I recommend pulling the Proof of Service for the Complaint to see what they are alleging. ...
Archived
I received a call from COMMERCIAL debt agency was told i owed $70.000 and would get a warrant for my arrest.
Matthew's answer
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Answered on December 08, 2012
Mr. Kazerounian is correct. Debt collectors collecting upon a business debt DO NOT have to comply with the FDCPA - this statute only applies to...
Will not paying civil demand(H&M) affect my credit score?
Matthew's answer
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Answered on December 08, 2012
Not paying the civil demand letter itself won't affect your credit score; however, an unpaid debt or a judgment against you can do this. I...
Archived
So I received a letter from NCO stating they would garnish my income taxes if I didnt pay the debt from my student loan.
Matthew's answer
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Answered on December 08, 2012
This threat may have exposed NCO to liability under the debt collection statutes. Another option is to send them a cease and desist request. This...
Archived
Did a collector violate the rules of disclosure to third party?
Matthew's answer
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Answered on December 08, 2012
Mr. Kazerounian is 100% correct. I recommend calling Hyde & Swigart as well and to do so immediately. Violations of the Fair Debt Collection...
Archived
Can I file harrasment charges?
Matthew's answer
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Answered on December 08, 2012
Your best bet is to contact a consumer protection attorney in OK. It appears that this company may have violated your rights under the Fair Debt...
Archived
A mortage company charged off a debt that my property was mortaged for and turned it over to a collection agency.
Matthew's answer
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Answered on December 08, 2012
You should speak with a consumer protection attorney in KY as soon as possible. Debt Collection companies are bound to violate your rights under...
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Archived
In nov 2009 a lien was placed on my home by a credit card company. In Dec 2009, one month later I filed a chapter 7 bankruptcy
Matthew's answer
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Answered on December 08, 2012
I agree with counsel above - it is time to speak with a different BK attorney.
Archived
A collection agency demands $150.00 a month i can only afford $40.00 will it be more if it goes to court
Matthew's answer
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Answered on December 08, 2012
By going to trial, the collection agency will most likely demand higher monthly payments since they had to incur the costs of filing a lawsuit -...
Archived
Hello i have a question can Franchised Tax Board garnished my wages or a win a judgements against me.
Matthew's answer
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Answered on December 08, 2012
In general, SSI cannot be garnished but the Franchise Tax Board complicates this general rule. I recommend that you speak with an attorney on this...
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