I recommend a cease and desist as opposed to a dispute. A dispute letter is only timely if received within 30 days of the initial written...

How long will it take to free up; my money in my bank account with a bank garnishment. 25% of the total amount is in my account.

The debt collector can receive up to 25% until the judgment is satisfied. To me, this judgment sounds bogus so I would recommend speaking with a...

RECEIVED TRACKING NUMBER NO SIGNATURE......

Serving via substituted service (i.e., via mail) adds additional days for the defendant to respond. Check your local rules before moving for a...

Counsel above me are correct. I would recommend starting with your contract.

HOW DO I COLLECT MONEY AFTER A JUDGEMENT WHEN THE DEFENDANT IS ON SSI

SSI is protected. You will need to find other assets

Need help writing a Motion to Vacate Judgement

You may have more at your disposal than this. When was your last payment or purchase on the account? This debt may be close to the statute of...

Where do I go from here?

Mr. Kazerounian is correct. A vast majority of the time, debt collection firms will violate your rights under the FDCPA. I recommend speaking...

In N.J. can a judgement be re-filed if it was previously vacated? Is there a time frame to do this?

As Mr. Kazerounian stated, please contacted a consumer protection attorney in NJ immediately. Fighting a default judgment is VERY time sensitive.

Do I need to get an attorney or is this something I should be able to handle on my own?

It appears there are two different questions here. With regard to Midland, I am a bit confused as to why your Answer was denied. Did the Court...

Can collection agency garnish my alimony in oregon?

Those are all protected sources of income so you do not need to worry about garnishment. Regardless, I recommend speaking with a consumer...