Both Ms. Koslyn and Mr. Fink are correct and make valid points. Debt settlement/negotiation is certainly worth a shot if you want to try it. ...

Can a illegal alien file for bankruptcy

You must have a valid social security number and proof of the number to file for bankruptcy. Disclaimer: The materials provided herein are for...

Bankrupt Question

Individuals may represent themselves in bankruptcy court without an attorney. However, note that the Federal Judiciary states that, "While...

Alternatives to chapter 7?

In general, creditors are unlikely to settle an account for less than what is owed if you have a source of income that can be garnished OR assets...

Alternatives to chapter 7?

In general, creditors are unlikely to settle an account for less than what is owed if you have a source of income that can be garnished OR assets...

I filled chapter 7 bankruptcy in April 2002. It was discharged in September 2002. When can I file again?

Mr. Williamsom is correct in his answer. However, for the sake of other Avvo users searching the question database, I would like to provide the...

I file a bk in 2005 When can I file another one?

It depends on what type of case your filed in 2005 and the type of case you want to file. If you previously filed a Chapter 7 and want to file a...

Can I keep all my vehicles if I file chapter 7?

Generally, when an individual files a Chapter 7 bankruptcy, certain personal property is considered "exempt." Individuals are entitled to keep...

On Schedule F of Ch 7 , Does "set off" mean the same as "charged off"? ch 7 bankruptcy

No. An institution can set off when a debtor and the institution owe each other money. Setting off involves the parties applying their mutual...

On Schedule C of Ch7 In the 3rd column I put the blue book value of my car. What do I put in the 4th column?

The third box is for the amount of the permissible exemption you are using for that particular item of property. The fourth box is for the value...