Archived
Im 68 years old woman and I have $189,000 credit card debt My income is $1300 after tax and I cannot afford to make payment
Neil's answer
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Answered on February 27, 2017
It concerns me that amount of debt you have on credit cards in such a short period of time based upon the income you have stated. It would be a...
How do I have my mortgage payments reported to the credit bureaus after bankruptcy?
Neil's answer
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Answered on February 27, 2017
The proper way for the lender to report the loan is "discharged in bankruptcy." While you may have stayed current on all of the house payments...
Archived
Can a bankruptcy trustee filed adversary proceeding claiming my settlement is property of the estate 5 years later
Neil's answer
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Answered on February 27, 2017
Its going to come down to how aware you made the trustee of the possible settlement. Personally, I try to email the trustee when there is an asset...
How can I get my repossessed vehicle back
Neil's answer
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Answered on January 31, 2017
If you file a chapter 13 a repayment plan will be constructed allowing you to recover the car. I would not suggest doing this without an attorney...
Archived
I asked the question last night if filing of bankruptcy will stop a sheriff sale in Florida I was told it would
Neil's answer
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Answered on January 31, 2017
I would never recommend a non attorney file a chapter 13. While filing a simple 7 can be accomplished without attorney help it is very rare (less...
If the case has been closed do I still send my return to the Trustee?
Neil's answer
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Answered on January 31, 2017
File your taxes as you would normally do so, and provide a copy of what you file to the trustee. He will inform you what if any portion of your tax...
Archived
Can I file for chapter 7 singly even though I am married?
Neil's answer
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Answered on January 31, 2017
You can file without him or his income. I work in California and here the definition of separated for bankruptcy purposes is that you sleep at...
Archived
Bankruptcy
Neil's answer
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Answered on January 31, 2017
Its based upon 8 years from the date of filing the chapter 7. There are many other alternatives in the meantime. You can file a chapter 13, which...
Archived
Can i go to jail if I ask my bankruptcy atty to amend my petition because she listed an asset improperly,
Neil's answer
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Answered on November 25, 2016
You would not go to jail if you amend to include the asset. I can't speak for your attorney, but it is my office policy to wait 1 week to file an...
Archived
Chapter 7 341a meeting tax returns
Neil's answer
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Answered on July 15, 2016
you can testify that you have not filed taxes (assuming that is the case).
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