My husband has filed chapter 13 in past that was dismissed. Ye had to file an emergent chapter 7(his first one) BC they
Neil's answer
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Answered on August 31, 2017
The deadline is the deadline unless it falls on a weekend or holiday in which case it is the next business day. Depending upon the specifics of his...
Archived
CA homestead exemption allows $175K equity, 55 yrs with yearly income less than $25K. Is it yearly or 6 mo. average?
Neil's answer
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Answered on August 31, 2017
It is based upon your annual income, however I must strongly urge you to get an attorney to handle this matter. While I understand your fear that...
Archived
How do I know the collector is legit I have had where someone called demanding collections and when I asked for a tax I'd
Neil's answer
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Answered on August 24, 2017
This SOUNDS like a scam. Collection agencies will attempt to pressure you for a payment. That is Standard operating procedure. However the...
Archived
If we filed for Chapter 7 bankruptcy together, would we lose the house?
Neil's answer
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Answered on August 15, 2017
While there are many great paralegals out there and its a great way to save money as is doing your own paperwork after thorough online research...I...
Archived
Why do I have to explain why I'm making my parents mortgage loan payments
Neil's answer
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Answered on June 09, 2017
By paying the mortgage you are preferring the debt to your parents as opposed to other creditors. In bankruptcy all creditors must be treated...
Archived
In a Chapter 7 bankruptcy can the trustee pay creditors who have not filed their claim by the deadline?
Neil's answer
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Answered on March 26, 2017
I suggest you retain experienced counsel in this area. The problem that you have is fully understanding the process. From your point of view it may...
Archived
Can I have a Public Record On My Credit Report Removed?
Neil's answer
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Answered on March 26, 2017
Your credit report sounds like it has the correct information. While you will find places that promises to remove bad, but true information from...
Archived
Can I file for bankruptcy if my wife will not both our names are on house and car.
Neil's answer
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Answered on March 26, 2017
You can file without your spouse but many attorneys do not recommend it. I often recommend my married clients file together as there might be joint...
Archived
When should I file bankruptcy?
Neil's answer
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Answered on March 23, 2017
A case like yours sounds ideal for a chapter 7, however you would want to meet with local counsel to discuss more specifically. The reason I say...
Chapter 7 bankruptcy question:
What happens if i dont take the second course after filing for chapter 7 bankruptcy?
Neil's answer
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Answered on March 23, 2017
Many people think that by not taking the second course they will get the benefit of dismissing the case and walking away from any potential issues...
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