Archived
BK Chapter 7 - account discharged in 2003 Chapter 7 was apparently bought by another bank in 2013.
Can I sue for damages?
Neil's answer
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Answered on November 19, 2014
Write letters to the credit reporting agencies. Thereafter let the creditor know that it's incorrect and inform them that you are looking into...
Archived
Should I continue to pay consent judgement if I'm filing bancruptcy?
Neil's answer
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Answered on November 19, 2014
If you can file bankruptcy in advance of the next payment don't pay it
Archived
What is the proper way to approach a creditor for negotiations in pro se regarding an Adversary Proceeding?
Neil's answer
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Answered on November 19, 2014
My colleague is correct but you need to approach then and make a fair offer. As a pro se be prepared for the attorney not to take kindly to this as...
Archived
What is the proper way to approach a creditor for negotiations in pro se regarding an Adversary Proceeding?
Neil's answer
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Answered on November 19, 2014
My colleague is correct but you need to approach then and make a fair offer. As a pro se be prepared for the attorney not to take kindly to this as...
Archived
I’m pretty sure I make too much to file bankruptcy. How do I know for sure?
Neil's answer
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Answered on November 19, 2014
The means test is not an absolute to qualify for chapter 7. You may be above the median but due to your circumstances you can still qualify for...
Archived
How do I get a stipulation order signed by a judge ASAP?
Neil's answer
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Answered on November 19, 2014
In the case of something like this the clerk can be your best friend. You should treat him or her appropriately and realize you are asking them to...
Selected as the best answer
Archived
Our Chapter 7 Bankruptcy was discharged in September 2005 and it appears that Countrywide lost the Reaffirmation
Neil's answer
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Answered on November 19, 2014
You don't need to reaffirm. Banks have been telling this to clients but it is not correct. If the reaffirmation was filed you could have your...
Archived
Pro se Bankruptcy Filing: "ORDER DENYING MOTION WITHOUT PREJUDICE" needs to refile according to Local Rule 9013-1(h). How to do?
Neil's answer
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Answered on November 18, 2014
If you do not want to prosecute the case any further don't make the payments and show up to the initial hearing. At that time you can explain that...
Archived
My mom just filed bankruptcy but NYC Marshall's say they do not have to accept notice of the bankruptcy stay. Is that true can t
Neil's answer
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Answered on November 18, 2014
Since bankruptcy would protect the owner of property from having it foreclosed or repossessed it would not protect her. She doesn't own the...
Archived
If I hire a lawyer for bankruptcy, whose responsibility is it to gather all the information together?
Neil's answer
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Answered on November 18, 2014
It is your job to gather the information and the job of the attorney to analyze the information you give him or her. The better information you...
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