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I am thinking of filing bankruptcy due to my husband losing his job because of a disability. What debt is included?
Neil's answer
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Answered on November 04, 2015
General answer is most unsecured debts which did not have any fraud attached to them. If you inflated your income by massive amounts or do not...
Archived
If my husband is active duty and stationed in CA, is it better for me to file for divorce in CA. Or our home of record in Texas?
Neil's answer
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Answered on November 04, 2015
I noticed that you state you have filed a chapter 13. You should let your bankruptcy attorney know about the divorce. This can greatly affect your...
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Does chapter 13 come off your record after 7 years?
Neil's answer
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Answered on November 02, 2015
Chapter 13 will appear on your credit 7 years from the date of the discharge. As my colleagues stated below it your job to monitor your credit and...
Archived
Credit Card Line able to object to chapter 7 due to charges 140 days later made with honest intent?
Neil's answer
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Answered on November 02, 2015
Typically if they do in fact object it would only be to their debt. The creditor would fight to have you pay the $1,500 under a payment plan. If...
Archived
Bankruptcy
Neil's answer
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Answered on November 02, 2015
You can file a chapter 13. The amount of the payment will depend upon several factors. I would not recommend that you file a chapter 13 without the...
Archived
Bankruptsy. . Chapter 7 can I sell file without a attorney? ?
Neil's answer
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Answered on November 02, 2015
You can file on your own, but it is not recommended. This is not due to the fact that we as attorneys do not like competition, but we can advise of...
Archived
Included in Bankruptcy question
Neil's answer
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Answered on November 02, 2015
If I was you I would consider the debt discharged. The penalties you will face for collecting a debt that was rightfully discharged in a chapter 7...
Archived
How many years do you have to wait to file chapter 7 bankruptcy again???? Need help!
Neil's answer
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Answered on November 02, 2015
You have to wait 8 years to obtain a discharge from the first chapter 7. You can always file a chapter 13 and pay a small percentage to your...
Archived
Business Tools Exemption Questions for Chapter 7
Neil's answer
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Answered on October 28, 2015
You are allowed to change your exemptions anytime prior to the discharge of your case. I recommend that you use all of your exemption no matter the...
Can a creditor garnish wages on a secured loan after they accepted a payment? Also why not just go after the goods not my money.
Neil's answer
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Answered on October 28, 2015
It sounds like you would be an ideal candidate for a chapter 13. Chapter 13 would allow you to make smaller payments to your creditors through a...
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