Archived
My bank charged me for a transfer from my empty savings account $22. + $15. then blamed it on "Reg D" and closed my account.
Eric's answer
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Answered on March 28, 2012
It's a little hard to understand all of the details in your question, but if you believe the bank did something wrong, you may be able to file in...
Archived
Can a buy down be negotiated
Eric's answer
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Answered on March 28, 2012
You have nothing to lose by calling them and trying to negotiate. Sometimes you will get them at the end of the month, or at a time when they need...
Archived
When i got a judgment against me, will it effect my credit?
Eric's answer
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Answered on March 28, 2012
A judgment will adversely affect your credit score, and the negative impact will decrease over time. Judgments typically will be removed from your...
Archived
I was just served a summons for debt collection of $1141; can I still use mediation as a way to stay out of court?
Eric's answer
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Answered on March 28, 2012
Attorney Lysle's answer is 100% accurate and on point. If you do not answer within 30 days, you may lose your rights, the creditor will seek a...
How can we sue a debt settlement company?
Eric's answer
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Answered on March 28, 2012
I deal with debt settlement companies in this exact situation frequently, and I believe they are, for the most part, predatory.
Typically, a...
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Archived
I have judgement for $19,500;what is the pre and post judgement interest for Ca? They moved to Berlin, CT How do I collect?
Eric's answer
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Answered on March 27, 2012
Post judgment interest in California accrues at 10% annually. You would have to domesticate your judgment to CT, which involves registering it and...
How can I get GC Services (collection agency) to verify that I've paid for my traffic ticket?
Eric's answer
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Answered on March 27, 2012
Check with the Clerk of the Court to get verification of payment. Or, if you paid by check or credit card, you can obtain a receipt from the card...
Archived
Can I access my 17 year old son's email, texts or facebook account in California - on his pc or phone?
Eric's answer
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Answered on March 27, 2012
You have a perfect right to see, or to cut off, all of those accounts. And frankly, my advice would be to disconnect all of them. These things are...
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Archived
What should i expect to spend to do a ch. 7 bankruptcy , attorney fees, i already know about court costs?
Eric's answer
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Answered on March 26, 2012
In your area, you should probably find competent attorneys wiling to handle your Chapter 7 for fees ranging from $1,200 to $2,000 or so. Beware of...
FILING A FALSE BAR COMPLAINT in CALIFORNIA
Eric's answer
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Answered on March 23, 2012
Whatever you do, do NOT ignore it. You must respond to the Bar, and do it promptly. I would retain experienced bar counsel, since it is your...
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