I'm getting a ca refund but filing a chap 7 do i get my refund

It sounds like you filed your petition pro per, which is not usually advisable, because of the complexity of the process. If you properly exempted...

What action can we take for being placed in collections inappropriately? We had great credit.

This might be as simple as your attorney writing a letter to the hospital, explaining the situation, then following up with the credit reporting...

What should i do after i have already sent my debt validation request to the collection agency and they wanted me to call them?

Payday lenders are notorious for breaking the laws which exist to protect you, the consumer. Based on these facts, they may have violated more than...

Mother was in accident 12 years ago, collection agency is trying to collect now.

I see a couple of possibilities here: 1) Depending on the facts, your mother could declare bankruptcy and may be able to get the judgment...

Debt from credit cards settle with lender. How do I get the evidence/any information/files they had about my case from them?

As soon as you file your litigation, you will be able to seek all of the documents through the discovery process, which is a formal process for...

Is it a proper and legal procedure for collection agencies to sent a debt validation via email and is that consider valid?

These are the kind of cases I LOVE! Under these facts, the agency may have violated, more than once, the FDCPA, Rosenthal, or other statutes. You...

You must answer the summons and defend, or risk them taking a default, which will then accrue interest at 10%, as well as permitting PRA to garnish...

Can a collection agency report a debt as a new debt with a new open date?

You absolutely need to take advantage of a free consultation with an attorney who does consumer and FCRA/FDCPA work. These statutes offer a lot of...

2nd debt collector start over at the beginning? As if I never denied the debt to the orig lender & the 1st collection agency?

I agree with my colleagues. Check with a consumer attorney and have them analyze the communications that you received from both agencies.

How days do all legitimate debt collection agencies have to give notice,before they can legally file suit?

This not only sounds like a scam, but also may be a violation of federal or state laws. You should note the times and numbers of these calls in a...