Questions answered by Eric D Ridley

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I am being sued by a JDB and have 30 days to respond. Please see my question on the details section below.

Eric's answer | Answered on December 18, 2013

I agree with my colleagues. Hire an attorney who does debt work, and don't try to defend this matter yourself.

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What is the best way to collect, by myself or Judgment Recovery.com?

Eric's answer | Answered on December 16, 2013

You can collect your own judgment, however a large number of judgments rendered are never collected, because the process can be complicated, and...

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Can you give me some advice on how to write a perfect 'Do not call' letter to a debt collector?

Eric's answer | Answered on December 15, 2013

This is not entirely correct, but the explanation is lengthy. Since FCRA and FDCPA include attorney fee provisions, you might be better off...

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Can you file for bankruptcy twice?

Eric's answer | Answered on December 15, 2013

Attorney Moher is 100$ correct. Your best bet is to get a free consultation from a bankruptcy attorney who can go over your options. Good luck! You...

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I need to file bankruptcy. How do I determine the best attorney for me?

Eric's answer | Answered on December 13, 2013

I would suggest checking the "Find a Lawyer" function on Avvo. Seek a free consultation with any attorney you hire, and make sure you feel...

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My grandmother is being sued by AmEx for breach of contract.

Eric's answer | Answered on December 13, 2013

Your grandmother received goods or services in return for the money lent by Amex to her, and then paid to the merchant. However, if your...

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BANKRUPTCY question: If it is the best way out of my situation and if not, what would be a better option?

Eric's answer | Answered on December 12, 2013

This requires a longer answer than I could possibly type out :-) Your best bet is to spend half an hour or so chatting with a bankruptcy attorney,...

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Chapter 7 in Riverside. 704 exemption for family home. To get 100k? Does it matter if only one spouse is on the home title/loan?

Eric's answer | Answered on December 11, 2013

I agree with Attorney Farrell, on both points. Double please, spend the money to hire a bankruptcy attorney. While it IS possible to do a filing...

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Will Chapter 7 Bankruptcy Erase A Monetary Judgment & Lien Filed At County Recorder (But Not Attached to Any Property)?

Eric's answer | Answered on December 11, 2013

Whether a judgment is discharged by bankruptcy depends on the nature of the judgment. Many intentional torts are non-dischargeable, as are fraud...

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Do I need a CERTIFIED copy of my Discharge of Debtor?

Eric's answer | Answered on December 11, 2013

The copies from PACER should serve you just fine. I've never had a client with any issues producing those to creditors.

Eric D Ridley's Answers (513)

I am being sued by a JDB and have 30 days to respond. Please see my question on the details section below.

What is the best way to collect, by myself or Judgment Recovery.com?

Can you give me some advice on how to write a perfect 'Do not call' letter to a debt collector?

Can you file for bankruptcy twice?

I need to file bankruptcy. How do I determine the best attorney for me?

My grandmother is being sued by AmEx for breach of contract.

BANKRUPTCY question: If it is the best way out of my situation and if not, what would be a better option?

Chapter 7 in Riverside. 704 exemption for family home. To get 100k? Does it matter if only one spouse is on the home title/loan?

Will Chapter 7 Bankruptcy Erase A Monetary Judgment & Lien Filed At County Recorder (But Not Attached to Any Property)?

Do I need a CERTIFIED copy of my Discharge of Debtor?